Business Details
50+ Years
experience
Trusted Independent Insurance & Benefits Solutions
Christensen Group has been a trusted leader in independent insurance solutions for over 70 years. Founded in 1952 and headquartered in Eden Prairie, Minnesota, we are 100% employee-owned and dedicated to delivering tailored risk management and benefits strategies. Our team of experts leverages decades of industry experience to design solutions for businesses and individuals, prioritizing client relationships and innovation.With a national presence and global reach, we work with 100+ carriers to ensure comprehensive coverage. Recognized as a Best Practices Agency since 1996, we combine deep expertise with a commitment to integrity, community, and personalized service to protect what matters most to our clients.
Services
Business Insurance
Employee Benefits
Retirement Plans
Life Insurance
Personal Insurance
Workers' Compensation
Health Coverage
Risk Management
Surety Bonding
Disability Insurance
Details
- Year established: 1952
Highlights and features
- We offer 70+ years of experience in independent insurance and benefits solutions.
- Our 100% employee-owned structure aligns with client-centric priorities.
- Tailored risk management strategies designed for unique business and personal needs.
- National reach with local service through 11 offices and 100+ carrier partnerships.
- Award-winning expertise recognized as a Best Practices Agency since 1996.
Associations and certifications
- Best Practices Agency
- Employee-Owned (ESOP since 2006)
What people say
Valuable resource for startups
Thorough and responsive
Supportive, empathetic approach
Expertise in complex cases
Trusted advisors
Services
Business Insurance
Christensen Group designs customized business insurance solutions to protect companies from industry-specific risks. Our team evaluates exposures and leverages relationships with 100+ carriers to secure competitive policies. Services include risk assessment, claims advocacy, and specialized coverage for construction, healthcare, and technology sectors.
Employee Benefits
We create cost-effective employee benefits packages tailored to employer and workforce needs. Our consultants analyze market trends and compliance requirements to design health, dental, and retirement plans. Ongoing support includes wellness programs, HR resources, and data-driven analytics to optimize benefits strategies.
Retirement Plans
Our retirement plan experts develop fiduciary-managed 401(k) and pension plans aligned with business goals. Services include plan design, investment management, and compliance support. We act as a fiduciary to minimize liability while empowering employees with financial education and tools.
Life Insurance
Christensen Group offers term and permanent life insurance policies to safeguard families and businesses. We assess individual needs and match clients with carriers offering competitive rates. Coverage includes business succession planning, individual policies, and legacy protection strategies.
Personal Insurance
Our personal insurance services protect assets like homes, vehicles, and valuables through customized policies. We provide auto, homeowners, watercraft, and personal property coverage, ensuring clients understand their risks and receive comprehensive protection tailored to their lifestyles.
People
Bruce Christensen
Chief Executive Officer
Bruce Christensen leads Christensen Group with a focus on innovation and client relationships. With decades of industry experience, he drives the agency's strategic growth while maintaining its employee-owned ethos and commitment to excellence.
Charlie Christensen
President & CFO
Charlie Christensen oversees financial strategy and operations at Christensen Group. His leadership ensures fiscal stability and supports the agency's mission to deliver top-tier insurance solutions through data-driven decision-making and long-term planning.
Craig Christensen
General Counsel
Craig Christensen provides legal expertise to safeguard Christensen Group's operations and client interests. His focus on compliance and risk management reinforces the agency's reputation for integrity and trustworthy service.
Ross Dahlof
President - Retirement Plans
Ross Dahlof specializes in retirement plan solutions, guiding clients through complex fiduciary responsibilities. His expertise ensures businesses receive compliant, sustainable retirement strategies tailored to their workforce needs.
Spencer Rose
Financial Planner
Spencer Rose designs adaptive investment strategies for retirement at Christensen Group Financial. His hybrid risk-aware approach prioritizes long-term stability and client confidence in navigating market uncertainties.
Questions
What types of insurance does Christensen Group offer?
We provide business insurance, employee benefits, retirement plans, life insurance, personal insurance, and specialized coverage for industries like construction, healthcare, and hospitality.
Are life insurance premiums tax deductible?
Life insurance premiums are generally not tax deductible, though employer-sponsored group policies may qualify as business expenses.
Can self-employed individuals deduct health insurance premiums?
Yes, self-employed individuals may deduct health insurance premiums as an adjustment to income, subject to net earnings limits.
Does home insurance cover home-based businesses?
Standard home insurance typically excludes business activities; additional coverage or commercial policies are recommended for home-based businesses.
How are insurance premiums determined?
Premiums depend on carrier capacity, risk exposures, and loss history, with costs rising for higher property values or historical claims.
What sets Christensen Group apart from other agencies?
Our employee-owned structure, 70+ years of experience, and client-first approach ensure personalized solutions and nationwide carrier partnerships.
