Business Details
Independent Insurance Solutions in Texas
CMI of Texas is an independent insurance agency built on over 50 years of combined professional experience. Our foundation rests on a five-point compass of valuesIntegrity, Trust, Relationship, Service, and Communicationthat guide every client interaction. We specialize in delivering tailored insurance solutions across Texas, offering homeowners, auto, commercial, life, trucking, and health insurance. Our team prioritizes personalized service, leveraging relationships with multiple A+ rated carriers to secure competitive policies that align with clients' unique needs.We emphasize transparency, comprehensive coverage education, and proactive risk management to ensure clients are protected against life's uncertainties. With a commitment to community and client-centric values, we provide free policy reviews and 24/7 support to maintain long-term trust and satisfaction.
Services
Home Insurance
Auto Insurance
Commercial Insurance
Life Insurance
Trucking Insurance
Mobile Home Insurance
Church Insurance
Health Insurance
Bond Services
Workers Compensation
Highlights and features
- We offer 50+ years of combined insurance expertise and personalized guidance.
- Our independent agency model provides access to multiple A+ rated carriers.
- We prioritize transparent policy education and tailored coverage solutions.
- Our five-point values compass ensures client-focused service and trust.
- We provide free policy reviews and 24/7 support for long-term satisfaction.
What people say
Outstanding abilities
Saved money
Professional and fast
Great customer service
Highly recommend
Services
Home Insurance
Homeowners insurance protects against financial losses from disasters, covering structural damage and personal belongings. Standard policies include liability protection for injuries on your property. We help clients understand coverage limits, exclusions like floods/earthquakes, and policy customization options to ensure comprehensive protection for one of their largest investments.
Auto Insurance
We offer liability, collision, comprehensive, and uninsured motorist coverage tailored to individual needs. Our agents explain policy components like deductible selection, coverage limits, and state requirements while helping clients secure competitive rates through multiple carrier partnerships for personal and business vehicle protection.
Commercial Insurance
Our commercial policies protect businesses against liability claims, property damage, and operational risks. Services include general liability, workers compensation, commercial auto, and specialized coverage for industries like trucking. We assess each business's unique needs to create customized risk management solutions that comply with legal requirements and industry standards.
Life Insurance
We provide term, universal, and whole life insurance options to meet temporary or lifelong protection needs. Our agents help clients evaluate coverage amounts, cash value components, and policy terms to create financial safety nets for dependents while considering long-term estate planning goals.
Trucking Insurance
Specialized coverage for commercial truckers includes liability, cargo protection, bobtail insurance, and environmental liability. We address unique risks like high-value cargo transport, vehicle repair costs, and regulatory compliance to ensure comprehensive protection for owner-operators and fleet businesses across Texas.
People
Colt Metz
Co-Founder / President
With over 25 years in insurance, Colt specializes in commercial trucking policies. He prioritizes client education and has helped numerous businesses secure cost-effective coverage while maintaining A+ carrier relationships.
Candace Metz
Co-Founder / Vice President
Candace focuses on personal insurance lines, bringing expertise in homeowners and auto policies. She emphasizes personalized service, ensuring clients understand policy details and coverage options tailored to their specific needs.
Kristen Metz
Agent
Kristen assists with policy placements across multiple lines, leveraging her knowledge of Texas insurance regulations. She works closely with clients to identify coverage gaps and implement comprehensive protection strategies.
Melissa Garza
Licensed CSR
Melissa handles policy servicing and client communications, ensuring efficient processing of changes and claims. Her 10+ years in insurance operations support seamless client experiences and policy management.
Kassandra Guerrero
Administrative Assistant
Kassandra supports daily operations and client inquiries, maintaining organizational efficiency. Her role ensures smooth coordination between agents and clients while upholding the agency's service standards.
Questions
What types of insurance does CMI of Texas offer?
We provide homeowners, auto, commercial, life, trucking, mobile home, church/non-profit, health, and bond insurance solutions across Texas.
Do you work with multiple insurance carriers?
Yes, we partner with several A+ rated carriers to shop policies on your behalf and find competitive, customized solutions.
What areas do you serve?
We primarily serve clients throughout the state of Texas with personalized insurance services.
Can you explain underinsured motorist coverage?
This coverage protects you when an at-fault driver lacks sufficient insurance, paying up to your policy's limits for damages exceeding their coverage.
