Business Details
Your Trusted Partner for Comprehensive Insurance Solutions
Founded on principles of trust, preparation, and execution, Dean & Draper has been a leader in the insurance industry for over 40 years. Our team of advisors brings more than 500 years of combined experience, offering clients access to top-tier insurance solutions tailored to their unique needs. As a Trusted Choice agency, we represent leading insurers and specialize in commercial, personal, employee benefits, and risk management services. Our locally-owned, independent model allows us to blend personalized service with cutting-edge technology, ensuring clients receive both human expertise and digital convenience.With a focus on long-term partnerships, we prioritize understanding client goals to deliver customized plans that evolve with their changing needs. Our risk management approach emphasizes lowering total cost of risk through strategic analysis, mitigation, and execution. Headquartered in Houston, Texas, we serve clients nationwide while maintaining a community-oriented ethos that values transparency, education, and unwavering support during both routine and crisis situations.
Services
Commercial Insurance
Personal Insurance
Employee Benefits
Risk Management
Property & Casualty
Workers Compensation
Professional Liability
Commercial Auto
Flood Insurance
Employee Practices Liability
Highlights and features
- We offer 40+ years of industry leadership with 500+ years of combined team experience
- Our proprietary risk management process lowers clients' Total Cost of Risk (TCOR)
- We provide access to 100+ insurance carriers for optimal policy customization
- Our local ownership ensures personalized service with national-level resources
- We combine technical sophistication with 24/7 online policy management tools
Associations and certifications
- Trusted Choice
Services
Commercial Insurance
Our commercial insurance solutions protect businesses against financial losses from property damage, liability claims, and operational disruptions. We offer tailored policies including general liability, property insurance, and professional liability coverage. With expertise in risk assessment and claims management, we help businesses in Texas and nationwide secure comprehensive protection that aligns with their specific industry needs and growth objectives.
Risk Management
Our risk management services focus on reducing clients' Total Cost of Risk through strategic analysis and mitigation planning. We employ loss modeling, risk transfer strategies, and customized insurance programs to minimize financial exposure. Our approach combines technical expertise with ongoing consultation to help businesses proactively address potential threats while optimizing their insurance investments.
Employee Benefits
We design competitive employee benefits packages that include health insurance, retirement plans, and disability coverage. Our solutions help businesses attract and retain talent while managing costs through strategic plan selection and compliance guidance. We work with major providers to offer customizable options that meet both employer objectives and employee needs across various industries.
Personal Insurance
Our personal insurance services provide comprehensive protection for individuals and families through auto, home, flood, and umbrella policies. We offer specialized coverage options like valuable articles insurance and pet insurance to address unique needs. With access to multiple carriers, we help clients find cost-effective solutions that protect their assets and provide peace of mind.
Professional Liability
We provide professional liability insurance to protect service-based businesses against claims of negligence or inadequate work. Our coverage options address specific risks in fields like IT, healthcare, legal services, and engineering. We help clients understand their exposure and implement policies that safeguard their professional reputation and financial stability.
People
Kyle Dean
President & CEO
Leading with over 20 years of insurance leadership experience, Kyle Dean continues his father's legacy by expanding coverage options while maintaining client-focused values.
Gene Darnell
Senior Vice President
Bringing decades of industry expertise, Gene Darnell oversees strategic operations and client relationships with a focus on commercial insurance solutions.
Stephen Smith
Executive VP & COO
Stephen Smith manages daily operations and risk services, combining technical knowledge with commitment to personalized client service.
Questions
Do you only serve customers in Texas?
While headquartered in Texas, we provide insurance solutions nationwide through our network of partners and digital platforms.
What industry-specific insurance can you provide?
We specialize in construction, transportation, energy, commercial real estate, non-profit, food/agribusiness, marine, and education sectors.
How do you determine the best insurance for my business?
We conduct detailed risk assessments, analyze your operational needs, and create customized insurance programs aligned with your business goals.
What risk management services do you offer?
Our services include loss modeling, risk mitigation strategies, non-insurance risk transfer, and TCOR optimization programs tailored to business needs.
Can you help with employee benefits packages?
Yes, we design comprehensive benefits packages including health insurance, retirement plans, and disability coverage to attract and retain talent.
