Business Details
10 Years
experience
Your Trusted Partner for Insurance Solutions in San Diego
Regency West Insurance specializes in delivering tailored insurance solutions for California businesses and individuals. With over 20 years of experience in group benefits, individual coverage, and Medicare planning, we prioritize a hands-on, consultative approach. Our team conducts comprehensive audits of existing setups to design compliant, competitive plans that align with client goals. We serve businesses under 100 employees and individuals navigating Covered California, life insurance, or Medicare options.Our expertise in Section 125 plans, partially self-funded models, and HR compliance ensures clients receive cost-effective strategies that attract talent and support long-term growth. Founded in 2016 by industry veteran Jeana Wallace, we combine deep local knowledge with a commitment to transparency and year-round service.
Services
Group Health Insurance
Individual Coverage
Medicare Guidance
Benefits Consulting
Section 125 Plans
Covered California Assistance
HR Compliance Support
Defined Contribution Plans
Employee Benefits Strategy
Insurance Audits
Details
- Year established: 2016
Highlights and features
- We offer over 20 years of experience in California insurance solutions.
- Our team provides personalized consulting and compliance guidance.
- We implement efficient processes for cost-effective strategies.
- We deliver year-round support beyond open enrollment periods.
- Our security-first approach ensures preparedness for the unexpected.
What people say
Best in the business
Knowledgeable and responsive
Personal attention
Saved us time and money
True partner
Services
Group Health Insurance
We design compliant, competitive group health plans for California businesses under 100 employees. Our solutions include bronze-to-gold level coverage, HR support, and Section 125 plans. By partnering with top carriers, we ensure flexibility and cost control while helping employers attract and retain talent through tailored benefits packages.
Medicare Guidance
Our Medicare consulting helps individuals navigate Original Medicare, Advantage plans, and supplemental options. We provide unbiased comparisons of prescription coverage, provider networks, and enrollment timelines. With personalized support, we ensure clients select plans aligned with their health needs, budget, and long-term care requirements.
Benefits Consulting
We offer strategic benefits planning for California employers, including compliance audits, cost analysis, and regulatory guidance. Our services cover ACA requirements, ERISA disclosures, and 1095-C reporting. We deliver data-driven insights to structure competitive benefits packages that align with business growth and employee retention goals.
Individual Coverage
We assist self-employed individuals and those between jobs in selecting ACA-compliant health plans. Our services include subsidy eligibility checks, short-term plan comparisons, and supplemental coverage options. We simplify enrollment processes and ensure clients understand provider networks, prescription coverage, and preventive care benefits.
HR Compliance Support
Our HR compliance services ensure businesses meet federal and state insurance regulations. We manage ACA mandates, document retention, and reporting requirements. By providing ongoing support for plan renewals and employee education, we help employers avoid penalties while maintaining transparent, legally sound benefits programs.
People
Jeana Wallace
Founder
Jeana Wallace, founder of Regency West Insurance, brings over 20 years of experience in health insurance, specializing in group and individual coverage. She founded Regency West in 2016 after holding key roles at firms like Bay Benefits and Opprime Insurance. Jeana is recognized for her expertise in California insurance plans and compliance.
Questions
What's the difference between group health insurance and individual coverage?
Group health insurance is employer-sponsored, covering employees and families, while individual coverage is purchased directly. We help compare both options to suit your specific needs and budget.
When should I start planning for Medicare coverage?
Begin exploring Medicare options 3-6 months before turning 65. We provide personalized consulting to understand eligibility, coverage choices, and enrollment timelines.
Can Regency West help customize a health insurance plan?
Yes. Whether self-employed or a small business owner, we offer personalized consulting to build plans fitting your health needs, budget, and provider preferences.
What consulting services does Regency West offer?
We provide plan reviews, compliance guidance, benefits benchmarking, and strategy sessions to improve coverage while managing costs for businesses and individuals.
How does Regency West support ACA compliance?
We guide businesses through employer mandates, track full-time equivalents, and assist with 1095-C reporting to ensure ACA compliance and avoid penalties.
Videos
