Business Details
7 Years
experience
Your Trusted Insurance Partner in Burbank
Life Trails Insurance Agency is an independent insurance agency dedicated to providing tailored insurance solutions for individuals and families. With a focus on life insurance, disability insurance, and long-term care coverage, we empower clients to make informed decisions through our extensive network of reputable carriers. Our team of experienced professionals prioritizes client needs, offering personalized guidance to ensure optimal protection for loved ones. We specialize in flexible policies that adapt to evolving life circumstances while maintaining transparency and integrity.Our commitment to excellence is reflected in our comprehensive approach to risk management and client education. By combining industry expertise with a client-centric philosophy, we deliver cost-effective insurance programs that provide peace of mind. Our agency's independence allows us to offer unbiased recommendations and competitive pricing across multiple insurance products. We maintain ongoing support throughout the policy lifecycle, ensuring clients receive continuous value and service excellence.
Services
Term Life Insurance
Whole Life Insurance
Disability Insurance
Accidental Death Insurance
Long Term Care
Mortgage Protection
Final Expense Insurance
Universal Life Insurance
No Medical Exam Policies
Survivorship Insurance
Details
- Year established: 2019
Highlights and features
- We offer independent agency access to multiple top-rated carriers
- Our team provides personalized insurance guidance with 20+ years industry experience
- We guarantee transparent policy comparisons without hidden fees
- We maintain ongoing client support throughout policy term
- We specialize in customized risk management solutions for unique needs
Services
Term Life Insurance
Term life insurance provides affordable death benefit protection for specified periods. This solution suits individuals seeking coverage during working years or for specific financial obligations. Our policies offer flexible terms with guaranteed premiums and conversion options to permanent coverage.
Whole Life Insurance
Whole life insurance offers lifelong coverage with cash value accumulation. This permanent solution combines death benefits with investment components. Our policies feature guaranteed cash value growth and dividend options for long-term financial planning.
Disability Insurance
Disability insurance replaces income during work inability from illness or injury. We offer short and long-term policies with customizable elimination periods. Our coverage protects financial stability during unexpected career interruptions.
Accidental Death Insurance
Accidental death policies provide additional benefits for accidental fatalities. These cost-effective plans complement existing life insurance. Our coverage includes various accident scenarios while excluding high-risk activities and suicide.
Long Term Care
Long term care insurance covers extended nursing home or home care expenses. We offer standalone policies and riders to life insurance. Our solutions protect assets from care-related financial burdens while maintaining beneficiary benefits.
People
Samuel Simonian
President and CEO
Samuel Simonian leads Life Trails Insurance Agency with 20+ years of industry experience. He specializes in creating accessible insurance solutions while maintaining technical excellence. His leadership focuses on expanding coverage options through carrier partnerships.
Questions
When will a life insurance policy not payout?
Policies may exclude suicide within contestability period, illegal activities, dangerous hobbies, or material misrepresentations during application.
Can homemakers qualify for life insurance?
Yes, homemakers qualify for coverage recognizing their caregiving economic value, ensuring financial protection for family childcare needs.
How do preexisting conditions affect coverage?
Medical conditions may require specialized underwriting but won't automatically disqualify applicants from obtaining life insurance.
Can I increase coverage later?
Coverage increases typically require new policy applications, though some carriers allow modifications under specific circumstances.
What's the paramedical exam process?
Exams include blood/urine tests and vitals measurement, conducted at no cost by certified professionals during standard underwriting.
How does group life compare to individual policies?
Individual policies offer portability and customization versus employer-sponsored group coverage that ends with employment.
