Business Details
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Your Trusted Insurance Partner in Mankato, MN
Lau Insurance Services is a locally owned and operated insurance agency serving clients across Minnesota. As an independent agency, we partner with over 18 well-recognized, financially strong insurance carriers to provide personalized coverage solutions for individuals, families, and businesses. Our team of licensed professionals brings over 20 years of combined experience in the insurance industry, specializing in auto, home, business, life, and recreational vehicle coverage. We prioritize convenience and transparency, offering comprehensive policy comparisons to ensure clients receive optimal protection at competitive rates. Our commitment to exceptional service extends through every stage of the insurance process, from initial consultation to claims support. Located on Riverfront Drive in Mankato, we maintain a client-centric approach, taking time to understand unique needs and deliver tailored insurance strategies.Our expertise spans commercial auto policies, general liability coverage, workers compensation, and specialized liability protections for diverse business types. For personal insurance, we guide clients through homeowners, renters, condo, and mobile home policies, ensuring adequate protection for property and residents. Our life insurance services focus on securing financial stability for families through income replacement, debt coverage, and estate planning considerations. With flexible office hours and 24-hour customer service availability, we strive to make insurance management accessible and stress-free for all our clients.
Services
Auto Insurance
Business Insurance
Homeowners Insurance
Life Insurance
Renters Insurance
Condo Insurance
Mobile Home Insurance
Landlords Insurance
In-Home Business Insurance
Workers Compensation
Highlights and features
- We offer 20+ years of combined insurance expertise with licensed professionals
- We partner with 18+ top-rated insurance carriers for comprehensive options
- Our team provides personalized policy comparisons and coverage analysis
- We maintain 24-hour customer service for emergency insurance needs
- Our agency specializes in both personal and commercial insurance solutions
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection including liability coverage, collision and comprehensive coverage, uninsured motorist protection, and specialized options like accident forgiveness. We offer 24-hour customer service, roadside assistance, and rental reimbursement to ensure continuous support. Our agents help clients understand policy details and select appropriate coverage levels for their vehicles and driving habits.
Business Insurance
We provide tailored business insurance solutions covering commercial auto, general liability, and workers compensation. Our policies protect against property damage, bodily injury claims, and business interruption losses. Specialized coverage options address contractual liabilities, product-related risks, and industry-specific exposures. Our team helps businesses understand policy requirements and maintain adequate protection for their operations.
Homeowners Insurance
Our homeowners insurance offers protection for primary residences against common risks like fire, theft, and weather damage. Policies include dwelling coverage, personal property protection, and liability coverage for accidents on the property. We also offer specialized options for mobile homes, condos, and rental properties. Our agents review existing policies to ensure adequate coverage for each client's specific needs.
Life Insurance
We help clients secure financial protection for their families through life insurance policies. Our solutions address income replacement, debt coverage, and estate planning needs. Agents guide clients through policy selection based on individual circumstances, considering factors like family financial needs, existing assets, and long-term obligations. We offer various term and permanent life insurance options from multiple carriers.
Renters Insurance
Our renters insurance provides coverage for personal belongings, liability protection, and additional living expenses if displacement occurs. Policies protect against common risks like fire, theft, and water damage. We offer customizable coverage limits and deductible options to suit different budgets and needs. Our agents explain policy details to ensure renters understand their protection scope.
People
Chris Lau
Insurance Agent Owner
Chris Lau leads our agency with commitment to personalized insurance solutions. With extensive industry experience, he guides clients through complex coverage decisions and maintains strong carrier relationships to secure optimal protection for diverse client needs.
Amy Otto
Account Manager Commercial Lines
Amy Otto specializes in commercial insurance solutions, helping businesses navigate risk management. Her expertise covers liability protection, workers compensation, and commercial auto policies, ensuring comprehensive coverage for Minnesota businesses.
Kim Cesafsky
Account Manager Personal Lines
Kim Cesafsky focuses on personal insurance needs, assisting clients with home, auto, and life insurance selections. She provides detailed policy reviews to ensure adequate protection for families and individuals across Minnesota.
Sara Haglund
Sales Agent
Sara Haglund connects clients with appropriate insurance solutions through personalized consultations. Her approach emphasizes understanding client circumstances to recommend coverage options that balance protection and affordability.
Amanda Bauer
Account Manager
Amanda Bauer manages insurance accounts with attention to detail and client service. She assists with policy maintenance, coverage updates, and claims support, ensuring smooth insurance experiences for personal and business clients.
Questions
What types of insurance do you offer?
We offer auto, home, business, life, renters, condo, mobile home, and workers compensation insurance, along with specialized coverage options for unique needs.
Are you licensed to operate in Minnesota?
Yes, we're fully licensed across Minnesota and partner with 18+ top-rated insurance carriers to serve clients statewide.
How can I get an insurance quote?
Contact us via phone, email, or visit our Mankato office during business hours to receive a personalized insurance quote tailored to your specific needs.
Do you offer 24/7 insurance support?
Yes, we provide 24-hour customer service for emergency insurance needs and claims assistance outside regular business hours.
What sets your agency apart from others?
Our 20+ years of combined experience, multiple carrier options, and personalized approach help clients find optimal coverage at competitive rates with exceptional service.
Can you help with business insurance requirements?
Yes, we specialize in commercial insurance, including liability protection, workers compensation, and business auto policies tailored to specific industry needs.
