Business Details
11 Years
experience
Custom Employee Benefits Insurance Solutions
At MNJ Insurance Solutions, we specialize in providing tailored employee benefits programs for small to mid-sized businesses. With over 25 years of industry experience, our team combines deep expertise in health and life insurance with comprehensive HR knowledge to deliver cost-effective solutions. We work closely with multiple insurance carriers to evaluate and implement customized benefit plans that align with each client's unique needs and budgetary constraints. Our services extend beyond basic coverage to include annual due diligence reviews, plan design analysis, and compliance support for evolving regulations.We differentiate ourselves through personalized service, demonstrated by client testimonials highlighting our responsiveness, educational approach, and ability to navigate complex insurance landscapes. Our leadership team brings decades of combined experience in insurance brokerage and HR management, including specialized training on healthcare reform implementation. We maintain strong relationships with industry partners and prioritize transparent communication to ensure businesses receive optimal coverage solutions that support both employer objectives and employee well-being.
Services
Employee Benefits
Life Insurance
Medical Insurance
Vision Care
Health Savings Accounts
Disability Insurance
Travel Protection
Details
- Year established: 2015
Highlights and features
- We provide personalized benefit solutions for small to mid-sized businesses
- Our team includes certified insurance professionals with HR expertise
- We offer compliance support for evolving healthcare regulations
- We maintain relationships with multiple insurance carriers for competitive options
- We provide year-round client education on benefits management
What people say
Exceptional support
Financially sustainable solutions
Trusted advisors
Personable and professional
Compliance expertise
Services
Employee Benefits
We design comprehensive employee benefits packages that include medical, dental, vision, and disability insurance options. Our solutions help businesses attract talent while maintaining cost control through strategic carrier partnerships and plan analysis. We provide ongoing compliance support for evolving healthcare regulations.
Life Insurance
We offer term, whole, and universal life insurance solutions for businesses and individuals. Our services include key person insurance strategies to protect companies from financial loss due to critical employee absence. We help clients understand policy options and select appropriate coverage levels.
Disability Insurance
We provide individual and business disability insurance solutions that protect income during extended absences. Our offerings include short-term and long-term disability coverage options, with specialized plans for business owners and key personnel protection.
Health Savings Accounts
We advise businesses on implementing Health Savings Accounts as part of comprehensive benefits strategies. Our guidance helps employers understand HSA eligibility requirements, contribution limits, and integration with high-deductible health plans for tax-advantaged medical savings.
Travel Protection
Through partner networks, we offer travel medical insurance plans covering hospital care, emergency evacuation, and prescription medications worldwide. Our solutions provide 24/7 access to English-speaking medical providers in 180+ countries for travelers requiring emergency medical assistance during international trips.
People
Julie Mangrello-Jennings
President
With 25+ years in insurance and HR, Julie founded MNJ Insurance Solutions in 2015 after specializing in ACA compliance training. She holds a Master's in Human Resources and provides strategic benefits guidance to growing businesses.
Bryan Jennings
Operations Manager
Co-founder with insurance industry expertise and technology background. Manages MNJ's operations and client service delivery while maintaining life and health insurance licenses for comprehensive service oversight.
John Ringer
Insurance Agent
21-year insurance veteran offering specialized knowledge in business health insurance solutions. Provides expertise in cost management strategies and Medicare plan options for business owners and employees.
Amber Whelan
Account Manager
Supports client relationships with industry experience in benefits administration. Focuses on ensuring smooth implementation and ongoing management of employee benefit programs for MNJ's business clients.
Ellie Cohen
Account Coordinator
Provides client support with attention to detail in benefits program administration. Assists with documentation management and serves as point of contact for employee benefits inquiries.
Questions
What types of employee benefits do you specialize in?
We specialize in medical, dental, vision, life, short-term and long-term disability insurance. We also offer flexible spending accounts, health savings accounts, and executive benefits packages.
How do you help small businesses with insurance costs?
We analyze your specific needs and budget to create customized solutions. Through multiple carrier partnerships, we find competitive pricing while maintaining quality coverage options for growing businesses.
Do you provide compliance support for healthcare regulations?
Yes, we offer ongoing compliance guidance including ACA requirements, ERISA regulations, and state-specific mandates like California's sexual harassment training requirements.
Can you help with business-specific insurance needs?
We provide key person insurance, business overhead expense coverage, and disability protection tailored to business continuity needs. Our solutions protect against financial losses from critical employee absences.
What areas do you serve?
While based in California, we provide insurance solutions nationwide through our partner networks and maintain expertise in state-specific regulations where we serve clients.
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