Business Details
34 Years
experience
Trusted Employee Benefits Consulting Services
At CGI Benefits, we have dedicated ourselves to providing comprehensive employee benefits solutions since 1992. Our approach begins with a thorough analysis of your current benefits structure, followed by tailored recommendations to meet your specific business objectives. With decades of experience and established relationships with leading insurance carriers, we negotiate competitive pricing and deliver customized programs that adapt to evolving market demands. Our expertise spans medical, dental, vision, and life insurance, as well as voluntary products and HR tools designed to streamline administration.We pride ourselves on acting as an extension of our clients' benefits departments, ensuring long-term value and support. Our team's deep industry knowledge and commitment to client success have solidified our reputation as a trusted partner in the benefits consulting space. We serve businesses across North and South Carolina, prioritizing transparency, personalized service, and sustainable solutions. Our focus remains on empowering employers to attract and retain talent through cost-effective, future-ready benefits programs.
Services
Group Insurance
Voluntary Products
Health Savings Accounts
Dental Benefits
Life Insurance
Vision Benefits
HR Tools
Medical Plans
Critical Illness Coverage
Disability Insurance
Details
- Year established: 1992
Highlights and features
- We have over 30 years of experience in employee benefits consulting.
- Our customized programs adapt to evolving market demands and business goals.
- We leverage established relationships with national and local carriers for competitive pricing.
- Our services include HR tools to streamline benefits administration and communication.
- We act as an extension of clients' benefits departments for seamless support.
Services
Group Insurance
We design customized group insurance programs to meet employer and employee needs. Our process includes analyzing current benefits, negotiating carrier rates, and implementing solutions that balance cost and coverage. Services cover medical, dental, vision, and life insurance, ensuring comprehensive protection for your workforce.
Voluntary Products
Voluntary products enhance benefits packages without employer costs. These employee-paid plans address gaps in major medical coverage, offering critical illness, disability, and accident insurance. We help businesses select affordable options that improve employee satisfaction while maintaining budget flexibility.
Health Savings Accounts
We assist employers in establishing Health Savings Accounts paired with high-deductible plans. HSAs allow pre-tax contributions for medical expenses, offering portability and long-term savings. Our guidance ensures compliance with IRS regulations while maximizing tax advantages for employees.
Dental Benefits
Our group dental plans provide access to preventive, basic, and major dental care. We offer employer-funded or voluntary options with nationwide provider networks. Services include routine cleanings, restorative treatments, and discounts on advanced procedures to support oral health.
Life Insurance
We provide employer-sponsored term life insurance and voluntary options for employees. Coverage protects families against financial hardship, with flexible terms and competitive rates. Our team simplifies enrollment and ensures clear communication of policy details.
People
Dean Carpenter
Licensed Health and Life Insurance Agent
Dean Carpenter founded CGI Benefits in 1992 after five years in the insurance industry. With a BS in Business Administration from Limestone College, he specializes in group benefits consulting. Active in Charlotte's NAIFA chapters, Dean combines local expertise with national carrier relationships to deliver tailored solutions.
Questions
What employee benefits does CGI Benefits specialize in?
We offer group medical, dental, vision, life insurance, voluntary products, and HR tools to streamline benefits administration for employers.
How can CGI Benefits help reduce insurance costs?
We analyze your current plan, negotiate carrier discounts, and design customized programs to lower premiums while maintaining coverage quality.
What are voluntary benefits, and how do they work?
Voluntary plans are employee-paid insurance options that fill gaps in major medical coverage, funded pre-tax through payroll deductions.
Do you offer HR tools for benefits management?
Yes, we provide resources to simplify enrollment, communication, and administration of employee benefits programs.
Which insurance carriers do you work with?
We partner with Aetna, Blue Cross Blue Shield, Cigna, UnitedHealthcare, MedCost PPO, Trustmark, and other leading carriers.
