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7 Years
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Your Trusted Insurance Partner in Florida & Texas
At Smart Choice Partners, we prioritize our clients above all else, dedicating ourselves to understanding your unique risks and matching you with tailored insurance solutions. As an independent agency, we represent multiple top-tier carriers, offering a diverse range of personal and business insurance products. Our commitment to local expertise, advanced technology, and personalized service ensures you receive the right balance of price, policy, and protection.

With over 167 years of combined experience and a focus on building lasting relationships, we stand by your side to deliver peace of mind and long-term security. Our mission has always been to provide excellent customer service, and we remain dedicated to this principle as we expand our reach across Florida, Texas, and beyond.
Services
Home Insurance Auto Insurance Flood Insurance Condo Insurance Umbrella Insurance Business Insurance General Liability Insurance Workers Compensation Insurance Commercial Property Insurance Cyber Liability Insurance
Details
  • Year established: 2019
Highlights and features
  • We offer personalized insurance solutions tailored to your unique needs.
  • Our team has over 167 years of combined experience in the insurance industry.
  • We represent multiple top-rated insurance carriers for comprehensive options.
  • We provide 24/7 personalized customer support for your convenience.
  • Our local expertise ensures coverage that aligns with regional risks and requirements.
What people say
10 out of 10 would recommend Extremely helpful Best provider for my home Simplified the whole process Bend over backwards to help
Services
Home Insurance
Home Insurance protects your primary residence against risks like fire, theft, and natural disasters. We offer policies that cover property damage, personal liability, and additional living expenses. Our tailored solutions ensure replacement cost coverage, flood protection, and scheduled valuables, providing comprehensive security for homeowners in Florida, Texas, and beyond.
Auto Insurance
Auto Insurance safeguards your vehicle against accidents, theft, and liability claims. Our policies include bodily injury liability, property damage coverage, and physical damage protection. We help clients secure competitive rates while ensuring compliance with state laws and offering optional add-ons like rental reimbursement and uninsured motorist coverage.
Flood Insurance
Flood Insurance covers water damage from flooding, which standard homeowners policies exclude. We provide policies through the National Flood Insurance Program and private carriers, ensuring protection for properties in high-risk and low-risk areas. Coverage includes structural damage and personal property losses, offering financial security against unexpected flood events.
Business Insurance
Business Insurance mitigates risks for companies of all sizes, including general liability, property damage, and cyber liability. Our solutions protect against operational disruptions, legal claims, and asset loss. We offer customizable policies like workers' compensation, commercial auto, and directors & officers liability to support diverse industries.
Umbrella Insurance
Umbrella Insurance provides additional liability coverage beyond standard auto or homeowners policies. It protects against catastrophic claims like lawsuits or severe accidents, covering costs exceeding primary policy limits. This cost-effective solution ensures financial security for individuals and businesses facing high-risk scenarios.
People
Donleen McManus
Chief Administrative Officer
Donleen McManus oversees administrative operations at Smart Choice Partners, ensuring efficient agency management and client service excellence. With extensive industry experience, she plays a pivotal role in maintaining our commitment to personalized insurance solutions.
Ashley Clermont
Director of Data Management
Ashley Clermont leads data management initiatives, leveraging technology to enhance policy customization and client accessibility. Her expertise in insurance data systems supports our mission to deliver accurate, client-focused coverage options efficiently.
Jenell Papowitz
Marketing and Integration Specialist
Jenell Papowitz drives marketing strategies and system integration at Smart Choice Partners. Her focus on innovative client engagement and seamless service delivery strengthens our ability to provide tailored insurance solutions across Florida and Texas.
Questions
What types of insurance does Smart Choice Partners offer?
We provide personal insurance (home, auto, flood, condo, umbrella) and business insurance (general liability, cyber liability, workers' compensation, and more) tailored to individual and commercial needs.
Are you licensed to operate in Florida and Texas?
Yes, we are licensed insurance professionals serving clients across Florida and Texas with comprehensive coverage solutions.
How can I get a quote?
Request a free quote online or contact our team directly to discuss your insurance needs and receive personalized recommendations.
Do you offer 24/7 customer support?
Yes, our team provides 24/7 personalized support to assist with policy inquiries, claims, and emergency coverage needs.
What sets you apart from other agencies?
We combine 167+ years of combined experience, partnerships with top-rated carriers, and a client-first approach to deliver customized, cost-effective insurance solutions.