Business Details
50+ Years
experience
Your Trusted Houston Insurance Partner
Murphy Ehrman has served Houston and surrounding Texas communities since 1954, providing personalized insurance solutions tailored to individual and business needs. As an independent agency, we specialize in mitigating risk while minimizing premium expenses through comprehensive coverage options. Our expertise spans personal lines including auto, home, health, and life insurance, as well as commercial policies for construction, healthcare, professional services, and hospitality industries. With over six decades of Southwest regional experience, we combine deep market knowledge with personalized service to protect clients' financial futures. Our team of licensed professionals offers brokerage services, claim management, and risk assessment strategies designed to meet evolving client requirements.We maintain partnerships with top-tier insurance carriers to deliver competitive pricing without compromising coverage quality. Our commitment to transparency ensures clients receive clear policy explanations and dedicated support throughout the insurance lifecycle. As a locally owned agency, we prioritize community relationships while maintaining licensing in Texas, Arkansas, California, and Colorado. Our proven track record demonstrates consistent ability to secure optimal insurance value for policyholders across diverse sectors.
Services
Auto Insurance
Home Insurance
Health Insurance
Life Insurance
Business Insurance
Renters Insurance
Flood Insurance
Earthquake Insurance
Commercial Auto
Workers Compensation
Details
- Year established: 1954
Highlights and features
- We offer personalized insurance solutions tailored to your specific needs
- As independent agents, we shop your policy across multiple carriers
- With over 60 years of experience, we provide expert insurance guidance
- Our team maintains licensing in four states for expanded coverage options
- We partner with top-rated insurance carriers for reliable coverage
What people say
Personalized attention
Competitive rates
Expert guidance
Quick claims processing
Local expertise
Services
Auto Insurance
We provide comprehensive auto insurance solutions protecting against physical damage, liability claims, and theft. Our policies include coverage options for collision, comprehensive damage, uninsured motorists, and personal injury protection. Specialized programs available for classic cars, motorcycles, RVs, and commercial fleets while ensuring compliance with state minimum requirements and offering customized premium options.
Home Insurance
Our homeowners insurance protects your primary residence against covered perils including fire, wind damage, and liability claims. Policies cover dwelling replacement costs, personal property protection, and loss of use expenses. We offer endorsements for high-value items, flood coverage through NFIP partnerships, and earthquake insurance to address regional risk factors specific to Texas and surrounding states.
Health Insurance
We help individuals and families select health insurance plans meeting their specific medical needs. Options include HMO, PPO, EPO, and high-deductible HSAs with access to nationwide provider networks. Our specialists assist with understanding coverage limitations, prescription drug benefits, and out-of-pocket cost management while ensuring compliance with ACA requirements.
Life Insurance
We offer term, whole life, universal, and variable universal life insurance policies providing financial protection for dependents. Our solutions address estate planning needs, final expense coverage, and business succession planning. Policies include customizable death benefits, cash value accumulation options, and riders for chronic illness or disability riders to enhance protection.
Business Insurance
Our business insurance packages protect organizations through general liability, property coverage, and workers' compensation. BOP policies combine essential protections for small businesses while customized programs address industry-specific risks in construction, healthcare, and professional services. We provide surety bonds, cyber liability, and professional E&O coverage to mitigate operational exposures.
People
Jamie Ehrman
Agency Owner/Principal
Third-generation insurance professional with over 30 years of experience in commercial risk management. Specializes in business continuity planning and complex insurance solutions for Texas-based enterprises.
Charles Caldwell
Partner
Licensed agent with expertise in commercial property and casualty insurance. Focuses on construction industry risk mitigation and large account management across multiple states.
Nancy J Bonner
Commercial Account Executive
Specializes in commercial insurance placements with emphasis on healthcare providers and professional service firms. Maintains advanced certifications in risk assessment methodologies.
Gloria Hill
Commercial Account Executive
Experienced in business insurance solutions for manufacturing and distribution sectors. Provides tailored coverage options including supply chain risk management and equipment protection.
Brenda Jean Larkin
Benefits Specialist
Certified expert in employee benefits design and implementation. Focuses on group health insurance solutions and retirement plan integration for small to mid-sized businesses.
Questions
What types of insurance do you offer?
We provide auto, home, health, life, business, renters, flood, earthquake, and commercial insurance with specialized programs for unique needs.
Are you licensed in Texas?
Yes, we're licensed in Texas plus Arkansas, California, and Colorado with decades of regional insurance expertise.
How can I get a quote?
Request a free quote online or call us at (713) 464-6291 for personalized insurance consultation with our Houston-based agents.
Do you offer business insurance?
Yes, we provide comprehensive commercial coverage including BOP policies, workers' compensation, and industry-specific risk management solutions.
Can you help with policy changes?
Our team assists with policy modifications through our online service center or direct agent contact during business hours.
What are your office hours?
Our Houston office operates Monday-Friday 8:00 AM - 4:30 PM with after-hours contact options through our website.
