Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Troy, MI
VTC Insurance Group has been a trusted partner in risk management and insurance solutions since 1957. Our commitment to personalized service and industry expertise has allowed us to grow into Michigan's largest independent surety bond and insurance agency. We specialize in tailoring comprehensive coverage for businesses, individuals, and families across 50 states, with a focus on industries such as construction, manufacturing, and food processing. Our team of proactive insurance professionals prioritizes client needs, offering services ranging from business insurance and surety bonds to employee benefits and personal insurance.With seven strategically located offices and a network of top-rated carriers, we combine decades of experience with innovative risk management strategies to help clients navigate evolving challenges. Our recognition as one of the Nation's Best and Brightest underscores our dedication to excellence in customer service and industry leadership.
Services
Business Insurance
Surety Bonds
Employee Benefits
Personal Insurance
Risk Management
Workers Compensation
Export-Import Insurance
Workforce Safety Programs
Details
- Year established: 1957
Highlights and features
- Proactive insurance agents with 60+ years of combined industry experience
- Tailored coverage solutions for 12 specialized business sectors
- Seven strategically located Michigan offices with nationwide service
- Exclusive VTC Safety Proposition for workforce risk reduction
- Partnerships with premier insurance carriers for competitive rates
Associations and certifications
- Nation's Best and Brightest
What people say
Outstanding personal commitment
Reduce insurance premium by 40%
Expert guidance saved $50k
Proactive risk management
Knowledgeable industry specialists
Services
Business Insurance
VTC Insurance Group offers comprehensive business insurance solutions tailored to specific industry needs. Our services include commercial property coverage, liability protection, and specialized policies for construction, manufacturing, and professional services. We conduct detailed risk assessments to identify exposures and create customized programs that protect against property damage, legal liabilities, and operational disruptions. Our team works with top-rated carriers to ensure competitive pricing and comprehensive protection for businesses of all sizes.
Surety Bonds
We provide a full range of surety bond solutions for contractors and businesses. Our services include bid bonds, performance bonds, and payment bonds for construction projects, as well as commercial bonds for licensing requirements. With access to major surety markets, we help clients secure bonding capacity tailored to their specific needs. Our experts guide clients through the bonding process, from application to renewal, ensuring compliance with all regulatory requirements while maintaining competitive pricing.
Risk Management
Our risk management services focus on identifying and mitigating potential business exposures. We offer comprehensive premium and coverage analysis, loss control evaluations, and safety program development. Our team works with clients to implement proactive strategies that reduce workplace injuries, manage liability exposures, and improve overall operational safety. We provide ongoing risk assessments and customized risk transfer solutions to help businesses minimize financial impacts from potential losses.
Workers Compensation
VTC offers specialized workers' compensation insurance and safety programs designed to protect both employers and employees. Our services include comprehensive claims management, loss control evaluations, and customized safety training programs. We help businesses implement return-to-work initiatives that reduce lost time injuries and lower insurance costs. Our team works closely with clients to develop safety protocols that comply with OSHA standards while improving workplace safety culture and reducing premium costs through experience modification management.
Export-Import Insurance
We provide specialized insurance solutions for businesses engaged in international trade. Our services include trade credit insurance to protect against non-payment by foreign buyers, ocean cargo coverage for goods in transit, and political risk insurance for overseas operations. We work with the Export-Import Bank of the United States to help clients secure financing and mitigate risks associated with international transactions. Our team provides comprehensive risk assessments and customized insurance programs to support global business expansion.
People
Gino Roncelli
President, Roncelli, Inc.
With over 60 years of combined industry experience, Gino leads VTC's team of insurance professionals in delivering tailored risk management solutions to businesses across multiple sectors.
Trevor Hamilton
CLCS Account Executive
Specializing in construction and manufacturing insurance, Trevor provides comprehensive risk management solutions to clients in Southeast Michigan with over 15 years of industry expertise.
Jeff Bentley
CWCP Account Executive
Focused on manufacturing and staffing industry solutions, Jeff brings 20+ years of experience in commercial insurance and risk management to VTC's Farmington Hills office clients.
Matthew Chandler
CPIA, CAWC, CISR Account Executive
Serving Oxford office clients, Matthew specializes in construction and trucking insurance with industry certifications supporting comprehensive risk management strategies for commercial clients.
Patrick Williams
CIC Vice President
As Farmington Hills office vice president, Patrick focuses on food manufacturing and distribution insurance solutions, leveraging 25+ years of specialized industry knowledge to serve clients' unique needs.
Questions
What industries does VTC specialize in?
VTC provides tailored insurance solutions for construction, manufacturing, food processing, multi-family housing, automotive, financial services, transportation, non-profits, and clean energy sectors.
Do you offer cyber liability insurance?
Yes, our comprehensive business insurance packages include cyber liability coverage to protect against data breaches and digital threats.
How does VTC help reduce workers' compensation costs?
We implement customized safety programs, loss control evaluations, and return-to-work initiatives that have reduced workplace injuries by up to 40% for clients.
Can you assist with international business insurance?
Yes, we offer export-import insurance, trade credit protection, and globalnet coverage for businesses operating internationally.
What risk management resources are available?
Clients receive premium analysis, coverage gap assessments, safety training programs, and exclusive VTC Safety Proposition materials developed with major carriers.
How do you handle insurance claims?
Our dedicated claims team provides advocacy, timely processing, and comprehensive reviews while working closely with policyholders to ensure proper documentation and compliance.
