Protect Your Financial Future Get Started as Soon as Possible.
At James Ralph Agency, Inc., we've been dedicated to providing exceptional insurance services to our clients for over 40 years. Our agency is family-owned and operated, and we take pride in building long-lasting relationships with our customers. With a strong commitment to client satisfaction, we strive to deliver the best insurance value and service available.
Our Story
Established in 1982, James Ralph Agency, Inc. has evolved into a respected and trusted insurance agency in Southfield, Michigan. Over the years, we've expanded our services to cater to the diverse needs of individuals, businesses, and families. Our experienced team is committed to providing personalized attention, expert guidance, and innovative solutions to ensure that our clients' financial security is upheld.
Services
At James Ralph Agency, Inc., we offer a wide range of services to cater to our clients' unique needs. Our areas of expertise include:
Business Insurance
We specialize in customizing business insurance solutions for corporations, small business owners, and entrepreneurs. Our services include property, liability, workers' compensation, and employee benefits.
Personal Insurance
Our team helps individuals and families navigate the complex world of insurance. We offer auto, home, life, health, and disability insurance products.
Employee Benefits
We provide expert guidance on employee benefits, ensuring that our clients make informed decisions about their company's benefits packages.
Special Event Insurance
Whether you're planning a wedding, conference, or festival, we can help you secure the right insurance coverage for your special event.
How We Work
At James Ralph Agency, Inc., we pride ourselves on our consultative approach. We take the time to understand our clients' unique needs, evaluate their options, and recommend tailored insurance solutions. Our goal is to deliver the ideal combination of price, coverage, and service. We're committed to relentless problem-solving and intervention to ensure that our clients' needs are met.
Contact Us
If you're seeking expert insurance guidance or have questions about our services, please don't hesitate to contact us. Our experienced team is here to help you make informed decisions about your financial security.
Get Started Today
Take the first step towards securing your financial future. Contact James Ralph Agency, Inc. today and let our experienced team guide you through the insurance process.
Disappointment and Appreciation
The reviews provided paint a mixed picture of James Ralph's behavior as an insurance professional. On one hand, Doug Craig Biz had a highly positive experience with Mr. Ralph, describing him as "informative" and stating that he "looks out for his clients by providing us with several options." This is reinforced by the fact that Mr. Craig gave Mr. Ralph a 5-star rating.
On the other hand, Lance McGhee had a significantly worse experience, giving Mr. Ralph a 1-star rating and describing him as "totally unresponsive and unprofessional." Mr. McGhee claimed that he spoke to Mr. Ralph multiple times and even met with him in person, but never received a response after providing the necessary information twice. This behavior led Mr. McGhee to explicitly state that he would not recommend Mr. Ralph.
Technical Issues
In a separate review, Emily Anderson apparently had a minor issue with Mr. Ralph's office, stating that it would be a good idea to have a working phone line instead of hooking it up to a fax machine.

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