Business Details
50+ Years
experience
Your Trusted Insurance Partner in Livermore, CA
Gene Morgan Insurance Agency has been a trusted provider of comprehensive insurance solutions since 1953. Founded by Gene Morgan with a commitment to personalized service, we have evolved into a family-owned agency led by Mike and Michelle Morgan, offering over 65 years of combined expertise. Our team of nine licensed agents specializes in tailoring insurance programs to meet individual and business needs, including home, auto, life, health, and commercial coverage. We prioritize superior customer service, competitive pricing, and a deep understanding of client-specific requirements, ensuring proper protection for both current and future needs.With bilingual English and Spanish support, we serve Livermore, Pleasanton, Dublin, San Ramon, Danville, and Northern California, including Sacramento. Our partnerships with reputable insurance carriers guarantee reliable policies, fast claims processing, and exceptional service. We pride ourselves on demystifying insurance and delivering value-driven solutions that protect our clients' most valuable assets.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Health Insurance
Condo Insurance
Renters Insurance
Term Life Insurance
Commercial Auto
Workers Comp
Details
- Year established: 1953
Highlights and features
- We offer over 65 years of experience in personalized insurance solutions.
- Our team includes bilingual English and Spanish-speaking agents.
- We provide competitive rates through partnerships with major insurance carriers.
- Our agents tailor policies to meet unique individual and business needs.
- We prioritize superior customer service with prompt, personalized attention.
What people say
Excellent customer service
Competitive rates
Prompt responses
Knowledgeable staff
Personalized attention
Services
Auto Insurance
Auto insurance protects drivers with tailored policies, including classic car, teen driver, and ride-share coverage. We compare rates from multiple carriers to ensure competitive pricing and comprehensive protection. Our agents help clients navigate coverage options for modified vehicles, spare parts, and event-related expenses.
Home Insurance
Home insurance safeguards your most valuable asset with policies covering standard homes, condos, and renters. We offer protection for personal belongings, liability, and loss of use due to incidents like fires or floods. Our team ensures competitive rates and customized coverage for vacant homes, vacation properties, and high-risk areas.
Life Insurance
Life insurance provides financial security for families through term policies lasting 1030 years. We offer affordable options that cover mortgage payments, education costs, and income replacement. Our agents guide clients in selecting coverage amounts up to 10 times annual income, ensuring long-term stability for beneficiaries.
Business Insurance
Business insurance protects companies with tailored packages including liability, property, and workers' compensation. We serve diverse industries, offering competitive rates and customized policies for startups and established businesses. Our agents help clients navigate coverage for unique operational risks and regulatory requirements.
Health Insurance
Health insurance provides access to medical coverage for individuals and families. We assist with policy selection outside Covered California, including options for qualifying life events. Our agents explain plan details, subsidies, and enrollment requirements to ensure clients find affordable, comprehensive healthcare solutions.
People
Mike Morgan
Owner/Broker
Mike Morgan, a Navy veteran and former Deputy District Attorney, joined the agency in 1979. He co-owns the business with Michelle Morgan, ensuring personalized service and competitive rates for clients.
Michelle Morgan
Agent
Michelle Morgan, granddaughter of Gene Morgan, joined the agency in 2007 after graduating from UCLA. She focuses on delivering tailored insurance solutions and exceptional client support.
Ofelia Lozano
Agent
Ofelia Lozano, a bilingual English and Spanish speaker, has served clients for 20 years. She specializes in providing personalized insurance guidance and multilingual support to diverse communities.
Christine Wuttke
Agent
Christine Wuttke assists clients with health insurance options and special enrollment scenarios. She provides clear explanations of policy details and subsidy eligibility for individual and family plans.
Alejandra Rodriguez-Morales
Agent
Alejandra Rodriguez-Morales offers bilingual insurance services, helping Spanish-speaking clients navigate coverage options and policy details with personalized attention and cultural understanding.
Questions
What types of insurance do you offer?
We offer auto, home, life, health, business, condo, and renters insurance, along with specialized coverage for classic cars and commercial properties.
Do you provide free insurance quotes?
Yes, we offer free, no-obligation quotes for all our insurance products through our online tools or by phone.
Are your agents licensed and experienced?
Yes, our team includes nine licensed agents with decades of combined experience in insurance sales and client service.
Can I get insurance if I'm new to the area?
Yes, we assist clients across Northern California, including Sacramento, and help new residents find tailored coverage options.
Do you offer bilingual services?
Yes, we have bilingual English and Spanish-speaking agents to support diverse client needs.
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