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Protecting Your Future with Extraordinary Care

At Rural Urban Insurance, we are dedicated to providing top-quality insurance services to individuals and businesses in Morenci and the surrounding areas. With a rich history dating back to 1974, we have built a reputation for exceptional care and unparalleled customer service. Our team of experienced professionals is committed to finding the right insurance coverages for you, your family, or your business, and customizing policies to meet your unique needs.

Our journey began when Clair Farquhar started the independent agency in 1974. His son, Joe, joined him six years later, and together they formed a formidable team. In 1994, when Clair retired, Joe purchased Rural Urban from his father and continued the legacy. In 2018, Joe decided it was his turn to retire, and Rural Urban was purchased by Derek Johnson, the current owner.

Today, Rural Urban Insurance continues to serve the community of Morenci and beyond by offering a wide range of insurance products designed to fit any need. Our team insures what's important with extraordinary care, specializing in business, auto, personal, and farm insurance coverage, as well as life insurance policies.

Our team is comprised of dedicated professionals who are passionate about protecting people, businesses, and futures. Derek S. Johnson, our Agency Principal/Owner, has been in the insurance business since 2002. He started out in his father's small insurance agency in Adrian, Michigan, and has since developed a profound understanding of the importance of providing personalized insurance solutions.

Ignazio "Ig" Cuccia, also an Agency Principal/Owner, has been licensed in the insurance industry since 1993. With a background in marketing and finance, Ig is dedicated to helping individuals and businesses navigate the complex world of insurance.

Justin R. Vance, our Licensed Associate Agent, was born and raised in Lenawee County. He enjoys working with clients to find the perfect insurance solutions for their unique needs. Theresa M. McLeod, our Licensed Service Representative, has been in the insurance industry for over 30 years. She is passionate about helping clients with their insurance needs and ensuring they receive the best possible service.

Dawn R. Johnson, our Customer Service Representative, has a wealth of experience in the insurance industry. Along with her husband, she owned and operated an insurance agency for several years, giving her a deep understanding of the importance of personalized customer service.

At Rural Urban Insurance, we believe that every individual and business deserves access to quality insurance products that meet their specific needs. We are committed to providing our clients with the best possible service, ensuring that they feel protected and supported every step of the way. Whether you're looking for auto, home, business, farm, or life insurance, we have the expertise and resources to help you find the perfect policy.

Our Services

We offer a wide variety of insurance products designed to meet the unique needs of individuals and businesses. Our services include:

  • Home Insurance: We understand the importance of protecting your home and the people who live there. Our home insurance policies are designed to provide comprehensive coverage for your home and personal belongings.
  • Auto Insurance: Whether you're driving to work, running errands, or taking a road trip, you need auto insurance that provides comprehensive coverage and peace of mind. Our auto insurance policies are designed to meet your unique needs and budget.
  • Business Insurance: As a business owner, you face unique risks and challenges every day. Our business insurance policies are designed to provide comprehensive coverage for your business, including liability, property, and workers' compensation insurance.
  • Farm Insurance: If you own a farm, you need insurance that protects your property, equipment, and livestock. Our farm insurance policies are designed to meet the unique needs of farmers and ranchers.
  • Life Insurance: Life insurance is an essential part of any financial plan, providing financial security for your loved ones in the event of your passing. Our life insurance policies are designed to meet your unique needs and budget.

At Rural Urban Insurance, we are dedicated to providing top-quality insurance services to individuals and businesses in Morenci and beyond. Our team of experienced professionals is committed to finding the right insurance coverages for you, your family, or your business, and customizing policies to meet your unique needs. Contact us today to learn more about our services and how we can help you protect what's important.

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