Business Details
50+ Years
experience
Your Trusted Insurance Partner in Allen Park, MI
Smith Insurance Group has been serving clients since 1903, building a legacy of trust through personalized insurance solutions. Our agency prioritizes long-term relationships, offering tailored coverage for personal and business needs. With over a century of experience, we combine deep industry expertise with a client-first approach to deliver comprehensive protection. Our team of licensed advisors specializes in identifying unique risks and matching them with appropriate coverage options.As an independent agency, we represent multiple carriers to ensure competitive pricing and optimal service. We maintain a strong commitment to transparency, ethical practices, and ongoing policy reviews to adapt to life's changes. Our reputation for exceptional service is evidenced by decades of client referrals and community partnerships.
Services
Home Insurance
Auto Insurance
Renters Insurance
Umbrella Insurance
Flood Insurance
Details
- Year established: 1903
Highlights and features
- We offer over 120 years of insurance expertise and local market knowledge
- Our independent agency status provides access to multiple carrier options
- We specialize in customized risk assessment and policy matching
- Our client-first approach includes ongoing coverage reviews and adjustments
- We maintain strong community ties through mortgage, real estate partnerships
What people say
Saved me a ton
Best service
Miracle worker
Insurance guru
Huge thank you
Services
Home Insurance
Protect your home against fire, water damage, and liability claims with customizable coverage options. Our policies include replacement cost coverage, personal liability protection, and additional living expense coverage. We help clients understand policy limits and ensure adequate protection for valuable possessions through scheduled endorsements.
Auto Insurance
Comprehensive auto coverage includes liability, collision, and comprehensive protection with optional rental reimbursement. We offer specialized policies for classic cars and help clients understand state requirements versus optimal coverage levels. Our advisors compare multiple carriers to find competitive rates with quality coverage.
Umbrella Insurance
Extend liability coverage beyond standard policy limits to protect assets from major claims. This supplemental coverage applies across home, auto, and watercraft policies. We help clients determine appropriate coverage amounts based on individual risk profiles and existing insurance policies.
Flood Insurance
Specialized flood coverage through the National Flood Insurance Program and private carriers. We educate clients about flood zone risks and help obtain policies that protect both primary residences and secondary properties. Our advisors explain coverage limitations of standard homeowners policies regarding water damage.
Renters Insurance
Affordable protection for personal belongings and liability risks in rental properties. Our policies cover personal property damage, additional living expenses, and liability claims. We help renters understand coverage limitations and ensure compliance with landlord insurance requirements through proper documentation.
People
Mary K. Smith
Owner & President
With over 40 years in the insurance industry, Mary K. Smith has led the agency since 1992. She started as a 19-year-old employee in 1974 and purchased the business from its founding family. Her leadership maintains the agency's century-old commitment to client relationships while modernizing services.
Questions
What types of personal insurance do you offer?
We provide home, auto, renters, umbrella, flood, and specialty insurance for collector cars, wine collections, and valuable possessions.
Do you offer business insurance solutions?
Yes, we offer commercial property, general liability, business owners policies, and commercial umbrella insurance for businesses of all sizes.
How can I get a competitive insurance quote?
Contact us directly through our website or phone number to speak with a licensed advisor who will compare multiple carrier options for you.
What areas do you serve?
We primarily serve Southeastern Michigan including Allen Park, Taylor, Southgate, and Dearborn communities.
What makes you different from other agencies?
Our century-long history, local ownership, and personalized approach with ongoing policy reviews set us apart from typical insurance providers.
