Business Details
Trusted Self-Storage Insurance Solutions
Welcome to Storsmart, one of the industry's largest providers of self-storage goods insurance. Our commitment to simplicity and excellence drives us to deliver tech-forward tenant insurance solutions with exceptional coverage. We specialize in protecting self-storage unit valuables from theft, risks, and natural disasters through an embedded insurance model that integrates seamlessly with existing rent payments. With decades of experience safeguarding clients' stored belongings, we prioritize a streamlined claims process, paying claims quickly and efficiently while maintaining industry-leading coverage standards. Our innovative approach meets customers where they interact with storage facilitiesonline, at the facility, and through multiple sales channels.As a trusted partner, we offer primary coverage that operates independently of homeowners insurance policies, providing broader protection against 25 different causes including fire, earthquake, water damage, and burglary. Our flexible coverage options adapt to specific needs while maintaining affordability, with plans starting at less than $0.40 daily at most facilities. We maintain transparency through clear documentation including Certificates of Insurance and Summary of Coverage materials, ensuring policyholders understand their protections. Our dedicated customer service team remains available to address inquiries about policies, claims, or coverage specifics through multiple communication channels.
Services
Self-storage insurance
Theft coverage
Fire damage protection
Water damage insurance
Natural disaster coverage
Burglary protection
Mildew damage coverage
Earthquake insurance
Pest damage protection
Highlights and features
- We offer decades of specialized experience protecting self-storage goods
- Our primary coverage operates independently of homeowners insurance policies
- We provide 24/7 claims support with dedicated professionals handling claims
- Our tech-forward approach integrates insurance seamlessly with rent payments
- We maintain transparent documentation with clear Certificates of Insurance
Services
Self-storage insurance
Our self-storage insurance program protects stored valuables from 25 covered causes including theft, fire, water damage, and natural disasters. This primary coverage operates independently of homeowners policies, offering broader protection without affecting existing insurance premiums. Policies feature embedded enrollment through storage facility payment systems with flexible coverage amounts tailored to individual needs.
Burglary protection
We provide comprehensive burglary protection covering forced-entry theft and loss in secured storage spaces. This coverage specifically addresses unauthorized physical entry damage while protecting stored property value. Claims are processed efficiently with required documentation including police reports and evidence photographs to ensure valid claims resolution while maintaining premium affordability for all policyholders.
Water damage insurance
Our water damage coverage protects against losses from roof leaks, sprinkler system failures, and other water-related incidents. This includes structural damage to stored items from both sudden and gradual leaks. Optional endorsements expand protection to mildew, bacteria, and rot damage while excluding specific risks like bed bug infestations as outlined in policy terms.
Natural disaster coverage
We offer protection against natural disasters including wind, hail, tornadoes, snow/ice damage, and earthquakes. Coverage extends to structural collapse from weather events while optional endorsements provide expanded protection for seismic activity and geological risks. Policy documentation specifies exact covered perils and geographic limitations for comprehensive risk management.
Claims processing
Our claims process features dedicated professionals handling submissions with speed and sensitivity. Policyholders receive clear documentation requirements including evidence photos and police reports where applicable. We maintain strict fraud prevention measures while ensuring valid claims receive prompt payment according to policy terms and conditions.
Questions
Why do I need self-storage goods insurance?
Most storage facilities require storage insurance as it provides broader coverage than homeowners policies, protecting against theft, risks, and natural disasters without affecting your existing insurance premiums.
Will my homeowners insurance suffice?
Homeowners policies typically require special endorsements for storage coverage, have higher deductibles, limited duration, and may exclude business goods or specific risks like vermin damage.
What does self-storage insurance cover?
Our insurance protects against 25 covered causes including fire, earthquake, water damage, burglary, and natural disasters with specific exclusions outlined in your Summary of Coverage.
How do I sign up for coverage?
Request a Storsmart Enrollment Form at your storage facility's leasing office to add insurance coverage during your rental process through embedded payment integration.
How do I file a claim?
Visit our Report a Claim section to learn about the process or contact our licensed representatives at (888) 545-7627 for assistance with claim submission and documentation requirements.
