Business Details
32 Years
experience
Trusted Business Insurance Solutions with Discounts and Dividends
At bizSure, we have been dedicated to providing cost-effective insurance solutions for mid-sized businesses since 1994. Our program, designed exclusively for Lancaster and Lebanon Chamber investors, offers significant upfront discounts on critical coverage types including Workers Compensation, Property, Liability, and Automobile Insurance. By leveraging group purchasing power, we help businesses reduce premiums by 8-25% depending on the state and carrier. Our unique model also provides opportunities for annual dividends, declared by our board of directors, which have resulted in over $4 million in payments to policyholders.We partner with local organizations like Horst Insurance and Zinn Insurance to deliver personalized service while maintaining rigorous underwriting standards. Our comprehensive approach includes loss control services, hazard reduction programs, and claims management expertise. With decades of experience serving Pennsylvania businesses, we combine industry knowledge with Chamber partnerships to create tailored risk management strategies. Our team works directly with local agents to ensure compliance with state-specific regulations while maximizing savings for qualified applicants.
Services
Workers Compensation
Property Insurance
Liability Insurance
Automobile Insurance
Loss Control Services
Details
- Year established: 1994
Highlights and features
- We offer 8-25% upfront rate discounts on core business insurance
- Our program provides potential dividends up to 30% on premiums
- We specialize in Chamber member-exclusive insurance programs since 1994
- We provide comprehensive loss control and claims management services
- Our local partnerships ensure personalized insurance solutions for Pennsylvania businesses
What people say
Great dividend check
Lower insurance costs
Chamber member benefits
Significant savings
Helps business expenses
Services
Workers Compensation
Our Workers Compensation program offers 8-15% rate discounts through group purchasing power while maintaining individual account underwriting. Policyholders may receive annual dividends based on group loss performance, with potential returns up to 30%. This program helps businesses manage one of their largest operating expenses through a combination of upfront savings and performance-based rebates.
Property Insurance
Property insurance solutions provide 10-25% premium credits with additional dividend potential. Our program maintains full coverage limits while reducing costs through scheduled credits and loss control services. Businesses benefit from pre-inspection hazard assessments and risk mitigation strategies tailored to their specific property exposures.
Liability Insurance
Comprehensive General Liability coverage offers premium reductions up to 25% without compromising policy limits. Our program includes dividend eligibility based on collective loss experience, providing businesses with dual savings opportunities through upfront credits and annual performance-based returns while maintaining robust liability protection.
Automobile Insurance
Commercial automobile coverage delivers premium discounts up to 25% for single vehicles or fleet operations. All policies include dividend potential based on group loss results, with claims service prioritizing rapid resolution. The program accommodates diverse commercial vehicle needs while maintaining cost-saving benefits for qualified applicants.
People
Desiree Sunday
Owner
Owner of Hi-Tech Concrete Coatings in Lititz, PA, Desiree leverages bizSure's dividend program to offset operational costs through twice-yearly insurance premium rebates.
Dave King
President, CEO
As President and CEO of Horst Insurance in Lancaster, Dave explains bizSure's pooled insurance model that delivers bi-yearly dividends to participating businesses.
Tom Baldrige
President
Leading The Lancaster Chamber, Tom champions bizSure's cost-saving benefits for Chamber members, emphasizing safety-driven premium reductions and dividend opportunities.
Sandy Villarreal
Business Manager
As Business Manager at Derck & Edson Associates in Lititz, Sandy highlights annual dividend checks that help balance business expenses through the bizSure program.
Questions
What businesses qualify for bizSure insurance?
Mid-sized businesses that are investors in Lancaster or Lebanon Chambers qualify for our program through participating local agents.
How do the dividend payments work?
Dividends are declared annually by our board based on group loss performance, with potential returns up to 30% of premiums paid.
What insurance coverages are available?
We offer Workers Compensation, Property, Liability, and Automobile insurance with state-specific discounts and dividend eligibility.
Are the discounts guaranteed?
Rate discounts of 8-25% are guaranteed based on state and carrier, while dividends require board approval and cannot be guaranteed.
How do I apply for bizSure coverage?
Contact your local agent who is a Chamber investor or call our program administrators at Horst Insurance (Lancaster) or Zinn Insurance (Lebanon).
Is bizSure available in all states?
Our program operates in select states - contact our administrators to verify availability in your jurisdiction.
