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Customized Insurance Solutions for Businesses & Individuals
Founded in 1951, Andreini & Company & Company has built a legacy of delivering customized insurance solutions tailored to meet the unique needs of businesses and individuals. With over 70 years of experience, our approach combines personalized service with industry expertise to control costs and maximize coverage. Our team of more than 150 professionals operates across California, Oklahoma, Texas, and North Carolina, serving diverse industries including agriculture, technology, construction, and healthcare. We prioritize long-term client relationships through superior customer service, risk management strategies, and innovative solutions like our Zywave Client Portal for seamless access to insurance documentation and training resources. Recognized as a top 50 independently-owned insurance broker in the U.S., we partner with leading insurers to provide comprehensive commercial, personal, and specialty insurance products.

Our commitment extends beyond policy saleswe offer loss control programs, claims advocacy, and safety training to help clients mitigate risks and reduce claim severity. With premium writings exceeding $500 million, we continue to grow while maintaining our founding principles of trust, integrity, and professionalism. Our WC Claim Specialists navigate complex state-specific regulations, and our P&C Claims Team averages over 20 years of experience in resolving claims efficiently. As a partner agent of PCF Insurance, we combine local expertise with national resources to deliver peace of mind to our clients.
Services
Commercial Insurance Risk Management Employee Benefits Aviation Insurance Personal Insurance Surety Solutions Workers Comp Claims Property & Casualty Claims Loss Control Services
Details
  • Year established: 1951
Highlights and features
  • We offer 70+ years of experience in customized insurance solutions across diverse industries.
  • Our team includes specialists with over 20 years of average experience in claims management.
  • We provide access to the Zywave Client Portal for insurance documentation and training resources.
  • Our loss control programs help reduce claim frequency and severity through proactive safety measures.
  • We maintain partnerships with leading insurers while operating as an independent brokerage.
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions for businesses of all sizes, from small enterprises to large corporations. Our customized plans address property, liability, and operational risks while helping companies prepare for future challenges. With expertise in niche markets like construction, technology, and healthcare, we combine traditional coverage with innovative risk management strategies to control costs and protect business assets.
Risk Management
Our risk management services focus on identifying and mitigating potential business risks through customized loss control programs. We implement safety training initiatives, ergonomic assessments, and early return-to-work programs while working directly with insurance carriers to fulfill safety obligations. Our specialists help businesses reduce claim frequency and severity through proactive hazard identification and mitigation strategies.
Workers Comp Claims
We specialize in managing workers' compensation claims across multiple states, including non-traditional systems in Texas and Oklahoma. Our experienced specialists navigate complex regulations, provide claim resolution strategies, and offer pre-claim training to employers. We focus on reducing claim costs through effective case management and collaboration with insurance carriers while maintaining compliance with state-specific requirements.
Property & Casualty Claims
Our dedicated P&C claims team averages over 20 years of experience in resolving complex insurance claims. We provide hands-on management for property damage and liability claims, ensuring timely processing and advocating for fair settlements. With expertise in subrogation and claim denial appeals, we work to protect client interests throughout the claims resolution process.
Employee Benefits
We develop customized employee benefits plans that align with company objectives while meeting regulatory requirements. Our solutions include health insurance, retirement plans, and ancillary benefits tailored to specific workforce needs. We provide ongoing support for plan administration, compliance tracking, and employee education to help businesses attract and retain talent while managing benefit costs effectively.
People
Michael J. Colzani
Chief Executive Officer
Michael J. Colzani leads Andreini & Company & Company with decades of insurance industry experience, driving strategic growth while maintaining the company's founding commitment to personalized client service and industry expertise.
David Hoskins
Senior Vice President, Support Services
David Hoskins oversees support services operations, ensuring efficient delivery of insurance solutions while maintaining the company's focus on client satisfaction and service excellence across multiple business lines.
Bill Cook
VP, Marketing & Risk Management
Bill Cook directs marketing initiatives and risk management strategies, combining innovative approaches with practical solutions to help clients mitigate business risks and enhance insurance coverage effectiveness.
Janis Dunivin
Director, Commercial Lines
Janis Dunivin manages commercial insurance operations, leveraging extensive industry knowledge to develop tailored coverage solutions for businesses across diverse sectors including construction and technology.
Alison Barker
Director of Aviation
Alison Barker specializes in aviation insurance solutions, providing expert guidance on coverage options while ensuring compliance with industry-specific regulations and client operational requirements.
Questions
What industries does Andreini & Company & Company & Company specialize in?
We specialize in insurance solutions for agriculture, transportation, technology, oil & gas, construction, aviation, furniture manufacturing, RV dealers, equine mortality, grocery stores, and home healthcare industries.
How does Andreini & Company & Company & Company handle insurance claims?
Our experienced claims specialists average over 20 years in the field, providing hands-on management for property & casualty and workers' compensation claims while maintaining transparent communication throughout the process.
What risk management services are available?
We offer loss control programs including safety training, accident prevention strategies, ergonomic assessments, and customized early return-to-work initiatives to help reduce claim frequency and severity.
Do you provide insurance services outside California?
Yes, we serve clients in Oklahoma, Texas, and North Carolina through our network of 9 offices while maintaining our San Mateo headquarters operations.
What is the Zywave Client Portal?
Zywave provides clients 24/7 access to insurance documentation, claims updates, and over 150 professional training resources including OSHA compliance materials and safety training videos.