Business Details
22 Years
experience
Emergency
services
Your Trusted Insurance Partner in Sacramento
BPH Insurance & Financial Services has been serving the Sacramento community since 2004, establishing itself as a trusted full-service insurance agency. Our team of licensed professionals specializes in creating customized insurance solutions tailored to individual and business needs, with a focus on superior customer service. We offer a comprehensive range of insurance products including business, auto, homeowners, life, and health insurance, supported by partnerships with leading carriers. Our agency has received industry recognition, including the 2008 Life Sales Award and multiple superior customer service accolades. We maintain active membership in local chambers of commerce, demonstrating our commitment to the community.Clients benefit from personalized service through dedicated agents who provide policy analysis, management, and ongoing support. Our 24/7 customer service ensures immediate assistance for claims reporting at any time. With six branch offices across Northern California, we combine local accessibility with professional expertise. Our staff proactively reviews existing policies with clients throughout the year to ensure continued coverage adequacy. As a California-licensed agency, we adhere to strict professional standards while maintaining a human-centered approach to insurance services.
Services
Business Insurance
Auto Insurance
Homeowners Insurance
Life Insurance
Renters Insurance
Commercial Auto
General Liability
Workers Compensation
Flood Insurance
Health Insurance
Details
- Year established: 2004
Highlights and features
- We offer personalized insurance solutions tailored to individual business needs
- Our dedicated agents provide ongoing policy analysis and management services
- We guarantee 24/7 customer support for claims reporting and emergency assistance
- Our agency has received multiple superior customer service awards since 2004
- We maintain active membership in local chambers of commerce for community support
What people say
Personalized service
Knowledgeable staff
Fast claims handling
24/7 availability
Local expertise
Services
Business Insurance
Our business insurance solutions protect companies against financial risks through customized policies. We offer general liability, workers compensation, commercial auto, and business property coverage tailored to specific industry needs. With expertise in risk management strategies, we help businesses in Sacramento and surrounding areas secure comprehensive protection that safeguards their assets and operations.
Auto Insurance
We provide auto insurance policies that protect drivers against financial losses from accidents, theft, or vehicle damage. Our coverage options include liability, collision, comprehensive, and uninsured motorist protection. Our agents help clients in Northern California find affordable rates while ensuring adequate protection that meets California's legal requirements and individual driving needs.
Homeowners Insurance
Our homeowners insurance policies protect residential properties against damage from covered perils while providing liability coverage. We offer standard policies with optional endorsements for flood, earthquake, and valuable personal property. With local expertise in Sacramento's housing market, we help homeowners secure appropriate coverage levels for their most valuable asset.
Life Insurance
We offer term and whole life insurance solutions that provide financial security for beneficiaries. Our policies help protect families against income loss and cover final expenses. With access to multiple carriers, we help clients in Northern California find affordable life insurance that meets their specific protection needs and financial goals.
Renters Insurance
Our renters insurance protects personal belongings and provides liability coverage for apartment and home renters. Policies cover losses from fire, theft, and water damage while offering additional living expense coverage. We help tenants in Sacramento and surrounding areas secure affordable protection that safeguards their personal assets and provides peace of mind.
People
Peter Huang
General Manager
Peter Huang leads BPH Insurance as General Manager with extensive experience in the insurance industry. He oversees operations and ensures quality service delivery across all locations.
Bernice Lazare
Service Manager
Bernice Lazare manages customer service operations at BPH Insurance, ensuring prompt and professional support for policyholders. She brings years of insurance service experience to her role.
Ray Huang
CSR
Ray Huang serves as Customer Service Representative at BPH Insurance, providing direct client support and assistance with insurance needs since joining the company.
Cecilia Lew
Agent
Cecilia Lew works as an insurance agent at BPH, helping clients find appropriate coverage solutions. She applies her insurance expertise to serve both individual and business clients.
Cynthia Huang
Agent
Cynthia Huang provides insurance services as an agent at BPH Insurance. She focuses on delivering personalized insurance solutions to meet client requirements.
Questions
What types of insurance does BPH Insurance offer?
We offer business insurance, auto insurance, homeowners insurance, life insurance, renters insurance, commercial auto, general liability, workers compensation, flood insurance, and health insurance.
Do you provide 24/7 claims support?
Yes, our customer service center is available 24/7 for claims reporting and emergency assistance.
Are your insurance quotes free?
Yes, we provide free, no-obligation insurance quotes for all our coverage options.
Do you have multiple office locations?
Yes, we have six branch offices serving Sacramento, Elk Grove, Roseville, Folsom, Fremont, and San Ramon.
How do you handle policy reviews?
Our staff proactively contacts clients throughout the year to review existing policies and ensure continued coverage adequacy with personal consultations.
