Business Details
44 Years
experience
Your Trusted Insurance Partner in Kemah, TX
Alber Insurance Agency was founded in 1982 by James Alber, who obtained his broker's license in 1980. Frustrated with the service quality of existing insurance providers, Alber established this family-owned business to deliver the exceptional customer service he believed was lacking in the industry. Our agency operates with the principle that clients deserve the same high standards of service we would demand for ourselves. As an independent insurance agency based in Houston, Texas, we specialize in connecting clients with tailored insurance solutions across Texas. We are proud to partner with multiple insurance carriers, including A.M.Best A-rated insurers, to offer bundled policies that often provide significant savings. Our team maintains deep knowledge of the Texas insurance market and works closely with clients to ensure comprehensive protection against unforeseen events like vehicle accidents and water damage. With over four decades of experience serving Texas residents, we remain committed to our founding mission of providing reliable, personalized insurance services.
Services
Homeowner Insurance
Auto Insurance
Flood Insurance
Boat Insurance
RV Insurance
Motorcycle Insurance
Details
- Year established: 1982
Highlights and features
- Family-owned since 1982 with deep Texas insurance market expertise
- Independent agency offering multiple carrier options for competitive pricing
- Partners with A.M. Best A-rated insurance providers for reliable coverage
- Specializes in policy bundling to maximize client savings
- Maintains 42+ years of proven service excellence in Texas
Associations and certifications
- A.M. Best
Services
Homeowner Insurance
Protect your home with comprehensive policies covering structural damage, personal belongings, and liability protection. Our A-rated carriers offer customizable coverage options for Texas homeowners, including windstorm protection and bundling discounts when combined with auto policies.
Auto Insurance
Secure reliable coverage for cars, motorcycles, and specialty vehicles with policies offering collision, comprehensive, and liability protection. We provide Progressive and other top-rated options with features like pet injury coverage and bundling benefits when combined with home insurance.
Flood Insurance
Mitigate flood risks with specialized policies covering water damage from natural disasters. Our NFIP-compliant plans protect against financial losses from flooding in both high-risk and moderate-risk areas, including coverage for structural and personal property damage.
Boat Insurance
Safeguard your watercraft with policies covering physical damage, liability, and emergency assistance. Our plans protect various boat types and personal watercraft, including coverage for on-water accidents and storage-related incidents.
RV Insurance
Comprehensive protection for motorhomes and travel trailers covering collision damage, liability, and personal belongings. Policies include specialized features like vacation liability coverage and emergency expense protection for full-time RVers.
People
James Alber
Founder
James Alber established Alber Insurance Agency in 1982 after obtaining his broker's license in 1980. Frustrated with industry service standards, he created this family-owned business to deliver the exceptional insurance service he believed customers deserved.
Questions
What types of insurance do you offer?
We provide homeowner, auto, flood, boat, RV, and motorcycle insurance policies through multiple top-rated carriers including Progressive and A.M. Best A-rated insurers.
Do you offer policy bundling discounts?
Yes, we offer significant savings when bundling home and auto policies through our partner carriers, including benefits like single deductible coverage for combined claims.
Are flood insurance policies required in Texas?
While not mandatory for all areas, flood insurance is strongly recommended as Texas properties face varying flood risks, with 25% of claims coming from moderate-to-low risk zones.
How do I file an insurance claim?
Contact us directly during business hours or use our after-hours email to initiate the claims process. We'll guide you through documentation requirements and coordinate with your carrier.
Can I get pet injury coverage?
Yes, Progressive auto policies through us include free pet injury coverage up to $1,000 for dogs and cats injured in vehicle-related accidents or theft incidents.
