Business Details
Your Trusted Partner for Military-Focused Insurance and Financial Solutions
Aafmaa has been dedicated to serving military families since 1879, offering tailored financial solutions including life insurance, mortgages, and wealth management. Our mission prioritizes the unique needs of active-duty personnel, veterans, and their families, combining personalized service with over 140 years of experience. We operate as a non-profit association, ensuring competitive rates and benefits that reflect our commitment to military communities. Our expertise spans life insurance policies, low-interest CAP loans, and mortgage services designed specifically for military lifestyles. With a focus on trust and resilience, we provide survivor assistance, financial education, and long-term planning tools.Our team of seasoned professionals delivers guidance rooted in military understanding, ensuring policies remain accessible and adaptable through lifes transitions. We emphasize transparency, with no hidden fees, and reinvest earnings to benefit members. Our financial strength, exceeding $1.3 billion in assets, underscores our ability to support members across generations. By maintaining a member-first approach, we ensure every decision aligns with the best interests of those who serve. Our legacy of service remains unwavering, adapting to modern needs while honoring foundational principles of sacrifice and loyalty.
Services
Life Insurance
Mortgages
Wealth Management
CAP Loan
Survivor Assistance
Highlights and features
- We prioritize members with 100% dedicated attention and competitive rates.
- Our personalized service treats members like family with tailored financial solutions.
- We guarantee value through benefits exceeding costs, including low APR loans.
- Our resilience spans 140+ years of supporting military families through all challenges.
- We offer exclusive military-focused products, including survivor assistance and transition support.
What people say
Personalized service
Military-focused expertise
Reliable survivor support
Competitive loan rates
Long-term trust
Services
Life Insurance
Aafmaa offers term and whole life insurance policies tailored to military families, including options like Level Term I, Value-Added Whole Life, and Guaranteed Acceptance+. Coverage ranges from $5,000 to $1 million, with benefits for survivors and flexible terms. Policies stay with members post-military service, ensuring long-term security.
CAP Loan
The Career Assistance Program (CAP) Loan provides $5,000 at a fixed 2.5% APR to active-duty members and recent veterans. It supports expenses like education, relocation, or transition to civilian life. Repayment occurs over five years, with no fees or penalties for early repayment.
Wealth Management
Wealth management services include investment planning, trust services, and retirement strategies tailored to military families. Expert advisors focus on long-term growth, tax-efficient solutions, and legacy preservation, leveraging exclusive member benefits and military-specific financial tools.
Mortgage Services
AAFMAA Mortgage Services offers VA, FHA, and conventional loans with competitive rates for military members. Services include home purchase, refinance, and construction loans, supported by advisors familiar with military deployment and relocation challenges.
Survivor Assistance
Survivor assistance provides financial and emotional support to families of deceased members, including settlement management and long-term care options. Services ensure beneficiaries receive tailored guidance and resources during difficult transitions.
People
BG Michael J. Meese, USA, Ret., PhD
President
A retired U.S. Army Brigadier General with a PhD, BG Meese leads with over 30 years of military and leadership experience, focusing on strategic growth and member-centric financial solutions.
COL Jerry Quinn, USAR
Chief Operating Officer and Secretary
COL Quinn oversees daily operations, leveraging his military background to ensure efficient service delivery and adherence to organizational values.
Jeff Havener
President, AAFMAA Mortgage Services LLC
Jeff leads mortgage operations, specializing in military housing needs with over 20 years of experience in VA loan programs and veteran advocacy.
Mark Matsuura
Chief Financial Officer and Treasurer
Mark manages financial strategy, bringing expertise in risk management and fiscal responsibility to ensure long-term stability for members.
Charlene Wilde
Senior Vice President and Assistant Secretary
Charlene directs administrative operations, focusing on policy compliance and member engagement to uphold organizational integrity.
Questions
Who is eligible for Armed Forces Mutual insurance?
Active-duty, Guard, Reserve, veterans, retirees, and their families qualify, including cadets and midshipmen.
What is the CAP Loan?
A $5,000 low-interest loan for military members with a 2.5% APR, repayable over five years.
Do you offer 24/7 customer support?
No, but insurance sales are available until 7 PM ET weekdays, with standard support hours.
Can I keep my policy after leaving the military?
Yes, policies remain with you post-service, ensuring continued coverage.
What mortgage options are available?
VA, FHA, jumbo, and conventional loans tailored to military homebuying needs.
How do I access wealth management services?
Contact a dedicated relationship manager for personalized financial planning and investment guidance.
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