Business Details
50+ Years
experience
Your Trusted Insurance Partner in Bingham Farms, MI
Established in 1919, Sweet Insurance Agency is a fifth-generation family-owned business specializing in tailored insurance and risk management solutions for businesses and individuals. Our independent agency focuses on creating customized coverage portfolios by selecting from a wide array of risk protection options. With three Metro-Detroit locations, we combine deep industry expertise with personalized service, offering comprehensive insurance programs for local, national, and international clients. Our experienced team prioritizes client needs, providing 24/7 support and transparent guidance to help clients navigate complex insurance decisions. As industry leaders with over a century of experience, we maintain active involvement in professional organizations while continuously adapting to evolving market demands.Our commitment to excellence is reflected in our client retention rate, with many customers maintaining relationships spanning decades. We emphasize continuous staff education, ensuring our team holds advanced designations like Chartered Property Casualty Underwriter (CPCU). Our proven track record includes successfully managing complex claims and risk scenarios across diverse industries while maintaining A+ ratings from major carriers. Through strategic partnerships with top-tier insurers, we deliver competitive pricing without compromising coverage quality. Our agency culture emphasizes integrity, community involvement, and innovative solutions that adapt to clients' changing needs.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Health Insurance
Life Insurance
Workers Compensation
Commercial Auto
Cyber Liability
General Liability
Professional Liability
Details
- Year established: 1919
Highlights and features
- Fifth-generation family-owned agency since 1919
- Personalized coverage from 100+ top-rated carriers
- Team includes Chartered Property Casualty Underwriters (CPCU)
- Specialized commercial insurance for 30+ industries
- 24/7 claims support with local adjusters
What people say
Professional and extremely easy to work with
Outstanding service
Great coverage and saved money
Always friendly and willing to help
Industry professionals
Services
Business Insurance
Our business insurance solutions protect Michigan companies against operational risks through customized policies. We offer general liability, property coverage, and business interruption protection tailored to specific industries. With access to multiple carriers, we create comprehensive packages that address unique risk profiles while maintaining cost-effectiveness for growing businesses.
Auto Insurance
We provide Michigan-compliant auto insurance policies with flexible coverage options for personal and commercial vehicles. Our policies include liability protection, collision coverage, and comprehensive plans that adapt to drivers' changing needs. We specialize in finding cost-effective solutions while maintaining adequate protection levels for all vehicle types.
Homeowners Insurance
Our homeowners insurance policies protect Michigan properties against common risks including fire, theft, and weather damage. We offer customizable coverage options that include personal property protection, liability coverage, and additional living expenses during repairs. We help clients understand policy details and ensure adequate protection against regional risks.
Health Insurance
We offer health insurance solutions for Michigan residents including individual plans, family coverage, and supplemental policies. Our services include explaining policy details like deductibles and copays while helping clients select plans that match their medical needs and budget requirements. We provide ongoing support for policy adjustments and claims assistance.
Life Insurance
We provide term and permanent life insurance solutions to protect families' financial futures. Our policies help cover final expenses, replace lost income, and support long-term financial planning. We guide clients through policy selection, explaining premium structures and benefit options to ensure appropriate coverage levels for their specific circumstances.
People
Kenneth Sanders
President
Leading the agency since 2001, Kenneth brings over 40 years of insurance expertise. He focuses on strategic growth while maintaining the agency's founding principles of personalized service and community commitment.
James Waun Jr.
CFO
As Chief Financial Officer, James manages financial operations with emphasis on sustainable growth. He ensures fiscal responsibility while supporting the agency's expansion and technology investments to better serve clients.
Thomas Powrie
Vice-President
With decades of experience, Tom leads commercial insurance operations. He specializes in complex risk management solutions for businesses, maintaining client relationships that often span multiple business generations.
Diane Williams
Personal Lines Manager
Diane oversees personal insurance services, ensuring clients receive appropriate coverage for homes, vehicles, and life insurance needs. She focuses on simplifying insurance decisions for individual policyholders.
Edward Holowchak
Senior Account Executive
Ed provides expert insurance solutions to businesses and individuals. With extensive industry knowledge, he helps clients navigate complex coverage decisions while maintaining personalized service standards.
Questions
What types of business insurance do you offer?
We provide comprehensive commercial coverage including general liability, property insurance, business interruption, cyber liability, workers compensation, and professional liability policies tailored to Michigan businesses.
How can I get a personalized insurance quote?
Contact us directly through our website or call 248-723-6000 to speak with an agent who will assess your specific needs and provide customized coverage options.
Do you offer insurance for high-risk industries?
Yes, we specialize in finding solutions for challenging risk profiles through our network of specialty carriers while maintaining competitive pricing options.
What should I do to file a claim?
Report claims immediately through our website or contact your assigned agent directly. We provide step-by-step guidance throughout the entire claims process.
Are your insurance agents licensed in Michigan?
All our agents maintain active Michigan insurance licenses with specialized credentials including Chartered Property Casualty Underwriter (CPCU) and Licensed Insurance Counselor (LIC) designations.
How do you help clients save on insurance costs?
We compare rates across multiple carriers, identify applicable discounts, and implement risk management strategies that qualify for premium reductions while maintaining adequate coverage levels.
