Business Details
50+ Years
experience
Your Trusted Insurance Partner in Redlands, CA
Central City Insurance has been dedicated to providing top-tier insurance solutions since 1974. Our team of seasoned professionals brings extensive experience in life, auto, RV/boat, homeowners, commercial liability, and specialized insurance products. We prioritize understanding our clients' unique needs to offer tailored protection against unforeseen events. By partnering with leading carriers like Liberty Mutual and Travelers, we ensure competitive rates and comprehensive coverage. Our commitment to personalized service and community trust has solidified our reputation as a reliable insurance partner in Redlands, California. 
Services
Automobile Insurance
Homeowners Insurance
Commercial Insurance
Life Insurance
Workers Compensation
Umbrella Insurance
Flood Insurance
Earthquake Insurance
Tenants Insurance
RV/Boat Insurance
Details
- Year established: 1974
Highlights and features
- We offer over 50 years of combined insurance expertise
- Our team partners with top-rated carriers like Liberty Mutual and Travelers
- We provide personalized policy comparisons to maximize value
- Our agents hold industry certifications including CIC and CISR
- We specialize in both personal and commercial insurance solutions
Services
Automobile Insurance
Our automobile insurance provides comprehensive protection for drivers in Redlands, CA. Coverage includes bodily injury liability, property damage, collision, and comprehensive protection. We offer competitive rates through partnerships with major carriers while ensuring personalized policy comparisons to meet individual needs.
Homeowners Insurance
We provide tailored homeowners insurance covering property damage, liability protection, and additional living expenses. Policies protect against common perils like fire and theft while offering optional flood and earthquake coverage. Our agents help clients understand replacement cost vs actual cash value options.
Commercial Insurance
Our commercial insurance solutions protect businesses with coverage for general liability, errors & omissions, and workers compensation. We offer specialized policies for nonprofits and directors & officers insurance. Clients benefit from partnerships with carriers like Hartford and CNA to create comprehensive business protection plans.
Life Insurance
We offer life insurance policies including term and permanent coverage options. Our agents help clients understand policy features and select appropriate death benefit amounts. We work with multiple carriers to provide competitive rates for individuals seeking financial protection for their families.
Workers Compensation
Our workers compensation insurance meets California requirements for business owners. Coverage protects employees injured on the job while safeguarding employers from liability claims. We assist businesses in selecting appropriate policy limits and navigating claims processes with carriers.
People
Shaune Nichols
CEO
Shaune Nichols leads Central City Insurance with over 25 years of industry experience. He oversees strategic operations and maintains carrier partnerships while ensuring adherence to compliance standards across all insurance products offered.
Tracy Salters
Personal Lines Manager
Tracy Salters specializes in personal insurance products with expertise in auto, home, and umbrella policies. She has served Redlands residents for over 15 years, focusing on matching clients with cost-effective coverage solutions tailored to their lifestyle needs.
Patricia Wagner
Commercial Lines Manager
Patricia Wagner holds industry certifications including CIC and CISR. She focuses on commercial insurance solutions for businesses in the Inland Empire region. Her expertise covers general liability, workers compensation, and specialized business package policies.
Ashley OBeck
Customer Service Representative
Ashley OBeck provides policy support and claims assistance for personal and commercial clients. With 8 years in insurance services, she ensures timely policy renewals, coverage adjustments, and prompt response to client inquiries.
Mariah Alaniz
Customer Service Representative
Mariah Alaniz assists clients with policy management and insurance education. She specializes in explaining complex coverage terms in accessible language while maintaining high customer satisfaction through personalized service approaches.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life) and commercial insurance (general liability, workers compensation, business packages) for Redlands residents and businesses.
How do you compare insurance rates?
Our agents compare policies from 15+ carriers including Liberty Mutual, Travelers, and Progressive to find competitive rates while maintaining appropriate coverage levels.
Do you offer business insurance for nonprofits?
Yes, we specialize in nonprofit insurance covering directors & officers liability, property damage, and specialized liability protection tailored to organizational needs.
How can I get a free quote?
Request a quote through our website or call (909) 307.6076. Our agents will gather your information and provide personalized policy comparisons within one business day.
What coverage do you recommend for mobile homes?
We offer specialized mobile home insurance covering property damage, liability, and personal belongings. Policies can include additional protections for earthquakes and floods common in California.
