Business Details
32 Years
experience
Your Trusted Insurance Partner in West Sand Lake, NY
Warner & Foley Insurance, established in 1994 by Donna Warner and Lisa Foley, has served individuals and small businesses in Upstate New York for over two decades. Our agency prioritizes personalized service, competitive pricing, and a client-focused approach rooted in integrity. As an independent agency, we represent over 15 national and regional carriers, ensuring tailored coverage solutions for auto, home, and business needs.Owner-operator Mike DeAngelo, with extensive industry experience, continues to lead our commitment to helping clients navigate insurance complexities while maximizing savings. Our annual policy reviews and dedicated support reflect our dedication to long-term client relationships and financial protection.
Services
Auto Insurance
Home Insurance
Business Insurance
Commercial Auto Insurance
Business Owners Policy
General Liability Insurance
Workers Compensation
Marine Liability
Cargo Insurance
Professional Liability
Details
- Year established: 1994
Highlights and features
- We offer personalized insurance solutions tailored to individual needs.
- We represent 15+ reputable carriers for comprehensive coverage options.
- Our annual policy reviews identify potential savings opportunities.
- We prioritize transparent communication and client education.
- We maintain a long-standing reputation for integrity and reliability.
Services
Auto Insurance
Our auto insurance provides liability, collision, and comprehensive coverage for personal and commercial vehicles. We help clients select policies that meet state requirements while protecting against financial losses from accidents, theft, or damage. With multiple carrier options, we ensure competitive rates and customized protection for drivers in Upstate New York.
Home Insurance
Home insurance policies cover structural damage, personal property loss, and liability claims for homeowners and renters. We offer customizable coverage for primary residences, vacation properties, and rental units, including optional protection for valuables and electronics. Our agents help clients secure competitive rates while ensuring adequate protection for their most valuable asset.
Business Insurance
Business insurance solutions include general liability, property protection, and workers' compensation for small businesses. We specialize in creating cost-effective policies that address industry-specific risks, from commercial auto fleets to professional liability. Our agency helps clients identify coverage gaps and implement risk management strategies tailored to their operations.
Commercial Auto Insurance
Commercial auto insurance covers business-owned vehicles and employee drivers for liability, physical damage, and specialized risks. We provide policies for delivery vans, heavy equipment, and transportation services, ensuring compliance with legal requirements while protecting against operational disruptions. Our carrier partnerships offer flexible coverage limits and risk mitigation tools.
Business Owners Policy
Business Owners Policies combine property, liability, and income protection into comprehensive packages. We customize BOPs for industries like retail, hospitality, and professional services, covering risks such as property damage, business interruption, and employee theft. These bundled solutions offer cost savings compared to separate policies while streamlining coverage management.
People
Mike DeAngelo
Owner-Operator
Mike DeAngelo has led Warner & Foley Insurance since 2003, combining industry expertise with personalized service. He focuses on helping clients secure cost-effective coverage while maintaining the agency's founding principles of integrity and client advocacy.
Questions
How can I get an insurance quote?
Contact us via phone at 518-674-1110 or email to receive a free, no-obligation quote. Provide vehicle or property details and current policy information for accurate comparisons.
Do you charge fees for insurance consultations?
No, we offer free consultations and policy reviews. There's no cost to explore coverage options or receive personalized recommendations from our agents.
Can I switch insurance providers mid-policy?
Yes, we assist with policy transitions. Your previous insurer will issue a prorated refund when replacing coverage, and we handle coordination to avoid gaps in protection.
What areas do you serve?
We primarily serve Upstate New York, including Rensselaer County and West Sand Lake. Our independent agency can provide coverage options for clients throughout the state and beyond.
How do claims work with your agency?
We guide clients through the claims process, coordinating with insurers to ensure timely resolution. Contact us directly for assistance filing claims or addressing coverage questions during emergencies.
What sets your agency apart?
Our independent status allows access to 15+ carriers, ensuring competitive pricing and tailored solutions. We prioritize long-term client relationships over quick sales, focusing on transparency and ongoing policy optimization.