Business Details
42 Years
experience
Your Trusted Insurance Partner in Wells, Maine
Sevigney-Lyons Insurance Agency has been a trusted independent insurance provider in Southern Maine since 1984. Founded by Len Sevigney and expanded through strategic acquisitions, the agency represents over 20 top-tier carriers and prioritizes personalized service, community engagement, and deep local expertise. With a focus on understanding client needs, the agency offers tailored personal, commercial, and specialty insurance solutions, including elite condominium, waterfront, and restaurant coverage.Recognized for excellence through awards like CSR of the Year, the agency combines generational experience with a commitment to innovation and customer-centric service. Its team actively supports local charities, reflecting a dedication to both client satisfaction and community well-being.
Services
Auto Insurance
Homeowners Insurance
Commercial Insurance
Flood Insurance
Restaurant Insurance
Workers Compensation
Motorcycle Insurance
Umbrella Liability
Valuable Items Insurance
Watercraft Insurance
Details
- Year established: 1984
Highlights and features
- We take the time to know our clients
- Work with a local agency
- Give back to the community
- Represent over 20 top insurance carriers
- Specialize in elite condominium and waterfront coverage
Services
Auto Insurance
Full coverage auto insurance protects Maine drivers against liability, collision, and comprehensive risks. Our policies include add-ons like roadside assistance and gap insurance. We tailor coverage for daily commuters and seasonal drivers across Wells, Kennebunk, Ogunquit, and Biddeford, ensuring protection against weather-related incidents and wildlife collisions while offering competitive rates through multiple carriers.
Homeowners Insurance
Comprehensive homeowners insurance safeguards your Maine property against fire, storms, and liability claims. Coverage includes dwelling protection, personal property replacement, and additional living expenses during disruptions. We specialize in coastal storm protection, winter damage coverage, and policies for historic homes in Kennebunk and Wells, with optional flood insurance for high-risk areas.
Restaurant Insurance
Tailored restaurant insurance protects Maine establishments from liability claims, property damage, and business interruptions. Policies cover liquor liability, food spoilage, and workers compensation, with specialized options for coastal venues in Ogunquit and Biddeford. We provide customized solutions for fine dining, casual eateries, and seasonal businesses across Southern Maine.
Workers Compensation
Mandatory workers compensation insurance covers medical expenses, lost wages, and disability benefits for injured employees. Required for most Maine businesses, our policies protect employers from financial liability while ensuring compliance. We serve industries from hospitality in Kennebunk to manufacturing in Biddeford, offering competitive rates through trusted carriers.
Flood Insurance
Flood insurance provides critical protection for coastal and flood-prone properties in Maine. Standard homeowners policies exclude flood damage, so we offer standalone coverage through the National Flood Insurance Program and private carriers. Specialized options available for waterfront homes in Ogunquit and commercial properties in Biddeford.
Questions
What types of insurance does Sevigney-Lyons offer?
We offer personal insurance (auto, home, watercraft), commercial insurance (business owners, workers compensation), and specialty coverage like elite condominium, restaurant, and flood insurance.
Do you serve areas outside of Maine?
Yes, we provide insurance solutions to clients in New Hampshire, Massachusetts, and Vermont in addition to Maine.
Can I bundle multiple insurance policies?
Yes, we offer bundled auto/home insurance policies to help you save while maintaining comprehensive coverage.
Are you affiliated with multiple insurance carriers?
We partner with over 20 top-tier insurance carriers to ensure competitive rates and tailored coverage options for our clients.
How do I file a claim?
Contact our Wells office directly at 207.646.8388, and our team will guide you through the claims process step-by-step.
Do you offer specialized coverage for unique properties?
Yes, we provide specialized insurance for historic homes, waterfront properties, and high-value items like antiques and jewelry.
