Business Details
33 Years
experience
Trusted Medical Insurance Solutions in Waltham, MA
Physicians Insurance Agency Of Massachusetts, formerly known as Physicians Insurance, has served as a trusted independent insurance agency since 1993. As a wholly owned subsidiary of the Massachusetts Medical Society, we specialize in delivering tailored insurance solutions for healthcare professionals and organizations. Our expertise spans medical professional liability, health insurance, commercial policies, and risk management services. With a network of top-rated insurers and membership in the Renaissance Alliance Network, we combine national resources with personalized service to meet evolving client needs.Our team of seasoned professionals brings decades of industry experience, ensuring clients receive data-driven, competitively priced coverage. We prioritize client interests through continuous evaluation of insurer partnerships and comprehensive support for healthcare practices. Our commitment extends beyond insurance through philanthropic efforts supporting healthcare communities in Massachusetts and beyond.
Services
Medical Malpractice Insurance
Health Insurance
Workers Compensation
Cyber Liability Insurance
Life Insurance
Disability Insurance
Long-Term Care Insurance
Commercial Insurance
Professional Liability Coverage
Group Health Plans
Details
- Year established: 1993
Highlights and features
- 30+ years of specialized experience in healthcare insurance since 1993
- Exclusive partnerships with top-rated insurers for competitive coverage options
- Personalized service backed by data-driven, tailored insurance solutions
- Membership in Renaissance Alliance Network for expanded resources
- Deep industry knowledge through Massachusetts Medical Society affiliation
What people say
Trusted advisors
Met and exceeded our needs
Personalized service
Deep industry knowledge
Proactive cost management
Services
Medical Malpractice Insurance
Protects healthcare professionals against liability claims from alleged medical negligence. Covers defense costs and damages for errors in diagnosis, treatment, or patient care. Available for physicians, surgeons, nurses, and healthcare facilities with customizable policy limits and coverage options.
Cyber Liability Insurance
Safeguards medical practices against cyberattacks and data breaches involving patient health information. Covers breach notification costs, data restoration, technology extortion expenses, and regulatory fines. Essential for practices using electronic health records and digital patient management systems.
Workers Compensation
Provides financial protection for healthcare employers when employees suffer work-related injuries or illnesses. Covers medical expenses, lost wages, disability benefits, and employer liability claims. Required for Massachusetts medical practices with employees.
Group Health Insurance
Comprehensive health coverage solutions for medical practices with HMO, PPO, and high-deductible options. Partnerships with leading providers like Harvard Pilgrim and Tufts Health Plan. Includes dental coverage through Delta Dental and MetLife for physician groups.
Professional Liability
Covers non-clinical professionals like healthcare consultants and medical device representatives against claims of professional negligence. Protects against allegations of misrepresentation, negligence, or failure to deliver promised services in non-clinical healthcare roles.
People
Thomas J. Bryant
President
With 25+ years in insurance and risk management, Tom leads Physicians Insurance Agency Of Massachusetts's strategic direction. Former federal law enforcement officer in Canada, now focused on healthcare insurance solutions since 2004. Holds ARM designation and teaches at Bryant University.
S. Scott Berger
Senior Account Executive
Insurance industry veteran since 2002, specializing in healthcare coverage. Manages major client accounts and oversees health insurance programs for medical practices. Holds CIC designation and combines insurance expertise with acting pursuits.
Gordon Bewick
Director
Brings 35+ years of insurance experience, including founding Boston Insurance Brokerage. Former Sedgwick Group executive with expertise in Lloyd's of London operations. Focuses on expanding insurer partnerships and coverage options for healthcare clients.
Deborah Kelley
Operations Manager
Veteran insurance professional with deep expertise in property & casualty coverage. Specializes in professional liability solutions while managing financial reporting and client service operations for healthcare clients.
Richard Weston
Operations Manager
Commercial insurance specialist since 2002, serving healthcare clients with tailored solutions. Former military police officer turned insurance expert with CIC designation. Focuses on resolving client issues and competitive product knowledge.
Questions
What does professional liability insurance cover for healthcare providers?
Covers claims of medical negligence, errors in diagnosis/treatment, and vicarious liability for staff actions. Includes defense costs and damages for patient care-related allegations.
Why choose Actuate Insurance for medical malpractice coverage?
Specialized expertise since 1993 with exclusive focus on healthcare professionals. Access to multiple top-rated insurers for competitive pricing and customized solutions.
Are insurance premiums tax deductible for medical practices?
Most premiums qualify as tax-deductible business expenses. Consult tax advisors for specific deductions applicable to your practice structure and coverage types.
Does workers' compensation insurance cover self-employed healthcare providers?
Standard policies don't cover owners, but voluntary coverage options available. Recommended for solo practitioners facing occupational hazards in clinical settings.
How does cyber insurance protect medical practices?
Covers data breach response costs, ransomware payments, patient notification expenses, and regulatory fines. Essential protection for practices using electronic health records systems.
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