Business Details
21 Years
experience
Your Trusted Insurance Partner in Chula Vista, CA
Health Right Insurance is a life and health insurance agency dedicated to providing personalized insurance solutions for individuals and families in Southern California. With over 15 years of experience, our licensed agents specialize in Medicare Advantage plans, Medicare Supplements, Prescription Drug Coverage, Covered CA plans, life insurance, and final expense insurance. We prioritize client education, helping customers navigate complex insurance options to find plans that align with their medical needs, financial goals, and preferred healthcare providers.Our services extend to Arizona, Nevada, Texas, and Florida, with a commitment to transparency, affordability, and exceptional customer support. We offer in-person consultations in Chula Vista, CA, and virtual assistance to ensure accessibility for all clients.
Services
Medicare Advantage Plans
Medicare Supplements
Prescription Drug Plans
Covered CA
Life Insurance
Final Expense
Small Group Insurance
Details
- Year established: 2005
Highlights and features
- We have over 15 years of experience in life and health insurance.
- Our licensed agents specialize in Medicare and Covered CA plans.
- We offer personalized consultations to match your healthcare needs.
- We serve clients across five states with transparent pricing.
- Our team provides free Covered CA enrollment assistance.
Associations and certifications
- Midland National
- Lincoln Heritage
Services
Medicare Advantage Plans
Medicare Advantage Plans combine Part A and Part B coverage with additional benefits like prescription drugs, dental, and vision. These plans offer cost-effective options for seniors seeking comprehensive healthcare. Our agents help clients compare plans to find the best fit for their medical needs.
Medicare Supplements
Medicare Supplements cover out-of-pocket costs like deductibles and copays for Original Medicare. These plans provide flexibility to visit any healthcare provider nationwide. We assist clients in selecting supplements that minimize long-term healthcare expenses.
Prescription Drug Plans
Prescription Drug Plans (Part D) offer outpatient medication coverage through private insurers. Our team educates clients on enrollment timelines and plan options to avoid penalties and ensure medication affordability.
Covered CA
Covered CA connects Californians with subsidized health insurance plans under the Affordable Care Act. Our certified agents guide clients through enrollment to secure discounts or Medi-Cal eligibility for low-cost coverage.
Life Insurance
Life Insurance provides financial protection for dependents in the event of the policyholder's death. We offer term and permanent policies to address income replacement, debt coverage, and retirement planning needs.
Questions
When can I enroll in Medicare?
You can enroll during your Initial Enrollment Period around age 65, Annual Enrollment Period (Oct 15-Dec 7), or qualify for a Special Enrollment Period under specific circumstances.
What services do you offer?
We specialize in Medicare Advantage, Supplements, Prescription Drug Plans, Covered CA, life insurance, final expense, and small group insurance solutions.
How do you help choose insurance plans?
We analyze your medical history, budget, and provider preferences to recommend plans that maximize coverage and minimize out-of-pocket costs.
Do you serve areas outside California?
Yes, we provide insurance services in Arizona, Nevada, Texas, and Florida in addition to California.
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