Our Policies Come With An Agent
At River Valley Insurance Group, Inc., we are dedicated to providing you with the highest level of personalized service and expertise. We are a locally owned and operated agency that has been serving the communities of Indiana, Kentucky, and Ohio since 1992. Our team is comprised of experienced professionals who have a deep understanding of the insurance industry and are committed to helping you find the right insurance products for your needs.
Our founders, Ralph and Bonnie Lee, have a combined experience of nearly 70 years in the insurance industry. Ralph, a Certified Insurance Counselor (CIC) for over 26 years, specializes in commercial and life insurance. He has worked with various insurance companies, including Federated Insurance and the Joe Dial Agency, before opening River Valley Insurance Group, Inc. in 1992. Ralph is an active member of the Rocky Mountain Elk Foundation, the Wild Sheep Foundation, and a lifetime NRA member. He also served on various local non-profit organization boards and enjoys outdoor activities such as hunting and jogging.
Bonnie, the office manager and personal lines sales manager, has been with the agency since its inception. She is responsible for all personal lines-related services, including home, auto, inland marine, and personal umbrella. As the office manager, she oversees accounting, IT, purchasing, personnel, and networking. Bonnie has received her Property and Casualty Insurance License in 1993 and her Life Insurance License in 2006. She continues her education with 20 hours of insurance-related classes every two years.
We believe in building strong relationships with our clients based on trust, friendship, professionalism, and exceptional service. Our policies come with an agent who is dedicated to serving you before, during, and after the sale. Our agents have nearly 70 years of combined insurance experience, ensuring that you receive the best possible service and advice.
What We Do
At River Valley Insurance Group, Inc., we offer a wide range of insurance products and services to meet the needs of individuals, families, and businesses in Indiana, Kentucky, and Ohio. Our insurance programs include:
- Home Insurance: We offer comprehensive home insurance policies that protect your home and personal belongings from various risks such as fire, theft, and natural disasters.
- Auto Insurance: Our auto insurance policies provide coverage for your vehicle and protect you financially in case of an accident or other unforeseen events.
- Life Insurance: We offer various life insurance options, including term life, whole life, and universal life, to help ensure the financial security of your loved ones.
- Business Insurance: Our commercial insurance programs are designed to protect your business from potential risks and liabilities, including property damage, liability claims, and business interruption.
- Farm Insurance: We provide specialized farm insurance policies that cover your farm property, equipment, and livestock.
- Bonds: We offer various types of bonds, including surety bonds and fidelity bonds, to help protect your business and ensure compliance with legal requirements.
- Annuities and Long-Term Care: Our annuity and long-term care insurance options can help you plan for retirement and ensure that you have the financial resources needed for long-term care.
Our Companies
We represent a carefully selected group of financially sound and reputable insurance companies. This allows us to market your business to find you the proper coverage at competitive prices. Some of the companies we work with include:
- Federated Insurance: A leading provider of property, casualty, and life insurance products.
- Joe Dial Agency: A well-established insurance agency with a strong presence in the region.
- Other Partner Companies: We work with a variety of other insurance companies to ensure that we can offer the best possible coverage options for our clients.
Forms and Claims
We understand that dealing with insurance forms and claims can be confusing and time-consuming. That's why we are here to help you every step of the way. Our experienced agents will guide you through the process, ensuring that you have all the necessary information and documentation to complete your forms or file a claim.
Life Insurance
At River Valley Insurance Group, Inc., we believe that life insurance is an essential part of any comprehensive financial plan. Life insurance can provide peace of mind for you and your loved ones, ensuring that they are financially protected in the event of your passing. We offer a variety of life insurance options, including term life, whole life, and universal life, to meet your unique needs and budget.
Affiliations and Links
We are proud to be affiliated with various local and national organizations that share our commitment to excellence and customer service. Some of our affiliations include:
- Rocky Mountain Elk Foundation: A non-profit organization dedicated to ensuring the future of elk, other wildlife, and their habitat.
- Wild Sheep Foundation: A conservation organization focused on promoting and enhancing wild sheep populations and their habitats.
- NRA: The National Rifle Association, dedicated to protecting and defending the Constitution of the United States, especially the inalienable right to keep and bear arms.
- Local Non-Profit Organizations: We are active members of our local community and support various non-profit organizations that work to improve the lives of our neighbors and friends.

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