Railton Insurance

At Railton Insurance, we believe in the power of personalized service. With over 20 years of experience as an independent agent, we have developed a unique approach that sets us apart from the competition. Our goal is to provide our clients with the best possible coverage, tailored to their specific needs and budget.

Our team is dedicated to ensuring that each client receives the highest level of service and attention. We understand that every individual and business has unique insurance needs, and we are committed to finding the perfect match for you. With our extensive network of insurance providers, we can offer a wide range of options to suit your requirements.

We are licensed in North Carolina, South Carolina, Kentucky, Indiana, and Tennessee, allowing us to serve clients across multiple states. Whether you're looking for personal insurance, commercial insurance, or specialized coverage such as health, dental, auto, life, annuities, long-term care, or Medicare options, we have you covered.

Our Services

We offer a variety of services designed to meet the diverse needs of our clients. From comprehensive commercial insurance packages to personalized health and dental plans, we can help you find the perfect coverage for your business or family.

Our commercial insurance services include:

• General Liability: Protects against injury or damage claims made by other parties.
• Property Insurance: Covers the risk of property loss including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies, and other physical items.
• Workers' Compensation: Applies to bodily injury and diseases arising out of or in the course of employment.
• Commercial Auto: Insures vehicles that are owned, leased, hired, or borrowed by businesses.
• Group Health: Provides health coverage options for businesses, with flexible payment structures.
• Group Term Life: Offers inexpensive life insurance options for employees.
• Short Term Disability: Helps reduce the "Monday morning" injury by providing coverage for short-term disabilities.
• Dental: Offers dental coverage options that can be fully or partially funded by the employer or fully funded by the employee through payroll deductions.
• Long Term Care: Fully funded through employee payroll deductions, with no cost to the employer.

For personal insurance needs, we offer:

• Homeowners Insurance: Covers theft, fire, water, liability, and more for homeowners and renters.
• Auto Insurance: Includes comprehensive, medical, liability, and uninsured motorists coverage.
• Health Insurance: Offers individual and family health plans, as well as senior and dental coverage options.
• Life Insurance: Provides life and annuity options to ensure your loved ones are protected after you're gone.
• Long Term Care Insurance: Offers care options when you can't take care of yourself.

Why Choose Us?

At Railton Insurance, we believe in the power of personalized service. Our team is dedicated to providing each client with the highest level of attention and care. We understand that your insurance needs are unique, and we are committed to finding the perfect match for you.

Our extensive network of insurance providers allows us to offer a wide range of options to suit your requirements. Whether you're looking for personal insurance, commercial insurance, or specialized coverage, we have you covered.

Contact Us

If you're looking for a personalized approach to your insurance needs, contact us today. We would be happy to discuss your options and help you find the perfect coverage for your business or family. Call us at 502-432-5318 to schedule a consultation and take the first step towards securing your future.