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Your Trusted Insurance Partner in Meridian, ID
We are an independent insurance agency dedicated to finding the best rates for our clients by comparing policies across multiple carriers. Established in the Treasure Valley area of Idaho, we combine local expertise with national provider access to deliver personalized insurance solutions. Our team understands Idaho's unique lifestyle and risks, offering tailored coverage for homes, vehicles, businesses, and families. We prioritize transparency, affordability, and community trust, serving clients across Idaho and neighboring states.

With decades of combined experience, we guide clients through complex insurance decisions while maintaining a commitment to exceptional service. Our agency sponsors local events and schools, reflecting our dedication to the communities we serve. We operate with the motto 'Peace of mind, one client at a time,' ensuring clients receive comprehensive protection that evolves with their needs.
Services
Auto Insurance Home Insurance Commercial Insurance Life Insurance Boat/Watercraft Insurance Flood Insurance Motorcycle Insurance Renters Insurance Umbrella Insurance
Highlights and features
  • We shop your insurance with multiple carriers to find the best rates
  • Our team has deep local knowledge of Idaho's insurance requirements
  • We provide personalized service tailored to individual and business needs
  • We maintain community partnerships and sponsor local events
  • We offer comprehensive coverage options across 9 insurance categories
Services
Auto Insurance
We provide comprehensive auto insurance solutions protecting Idaho drivers against liability, collision, and uninsured motorists. Our policies cover medical payments, property damage, and roadside assistance while meeting state minimum requirements. Independent agents compare top carriers' offerings to customize coverage based on driving history, vehicle type, and risk factors. Clients benefit from competitive rates and guidance through claims processes.
Home Insurance
Our homeowners insurance policies safeguard Idaho properties against fire, theft, and natural disasters. Coverage includes dwelling protection, personal property replacement, and liability for accidents on premises. Agents assess construction type, home age, and local fire protection to determine optimal coverage levels. We offer add-ons like flood insurance and help clients maximize discounts for security systems and claim-free histories.
Commercial Insurance
We protect Idaho businesses with tailored commercial policies covering property damage, liability, and workers' compensation. Services include risk assessment, policy comparison across carriers, and coverage for vehicles, equipment, and business interruptions. Our agents help companies meet industry-specific requirements while minimizing premium costs through multi-policy discounts and safety program incentives.
Life Insurance
We offer term, whole, and universal life insurance policies to secure families' financial futures. Agents evaluate clients' current and future financial obligations to determine appropriate coverage amounts. Our independent status allows comparison of rates and benefits across multiple insurers, ensuring policies align with clients' budgetary constraints and long-term estate planning goals.
Boat/Watercraft Insurance
Our boat insurance policies protect Idaho's watercraft owners against accidents, theft, and environmental damage. Coverage includes liability for injuries to others, physical damage to vessels, and emergency assistance. While not legally required, we recommend comprehensive protection for motorized watercraft given Idaho's outdoor recreation culture. Policies can be customized for seasonal usage patterns.
People
Tony Ferguison
Insurance Agent
A Boise native with over 25 years in the insurance industry, Tony Ferguison combines local expertise with personalized service. He actively sponsors community events and focuses on building long-term client relationships through transparent advice and tailored insurance solutions.
Questions
How does Idaho Select Insurance find competitive rates?
We compare policies across multiple national carriers to find the best combination of coverage and affordability for each client's unique needs.
What insurance types do you specialize in?
We offer auto, home, commercial, life, boat/watercraft, flood, motorcycle, renters, and umbrella insurance policies tailored to Idaho residents.
Do you serve areas outside Idaho?
While based in Meridian, ID, we provide insurance services to clients in Oregon, Washington, Utah, and Arizona through our national carrier partnerships.
How can I get a policy quote?
Request a free quote online through our website or contact our office directly at 208-473-2406 to speak with a licensed agent.
What sets your agency apart from others?
As independent agents, we prioritize personalized service and community involvement while maintaining partnerships with top-rated insurance providers nationwide.