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Business Details
34 Years
experience
Your Trusted Independent Insurance Agency in California
Steele Insurance Agency has served California's insurance needs since 1992, offering personalized solutions for auto, home, life, and business insurance. As an independent agency, we represent multiple carriers to ensure competitive pricing and tailored coverage. Our team of licensed professionals prioritizes client advocacy, with decades of combined experience in risk assessment and policy customization. We maintain deep community ties while leveraging industry expertise to simplify insurance decisions. Our commitment to transparency includes regular policy reviews and 24/7 client support during claims processes.

Backed by partnerships with trusted California carriers, we deliver value-driven protection for individuals and businesses. Our service model emphasizes face-to-face consultation while maintaining digital accessibility through online quote systems. With recognition as a Championship Agency and District Presidents Council member, we combine proven methodologies with personalized service. Our financial review process ensures optimal coverage alignment with client needs. Through continuous education and local market analysis, we maintain our position as California's independent insurance experts.
Services
Auto Insurance Homeowners Insurance Life Insurance Business Insurance Boat Insurance
Details
  • Year established: 1992
Highlights and features
  • We offer independent insurance solutions tailored to California residents since 1992
  • Our team provides personalized service, working for you, not the carriers
  • We compare multiple carriers to find the best value for your needs
  • Committed to community and customer satisfaction with licensed professionals
  • Regularly review your coverage to adapt to changing needs
What people say
Excellent customer service Quick responses Saved money Knowledgeable agents Personalized service
Services
Auto Insurance
Our auto insurance policies protect California drivers against financial loss from accidents, theft, or natural disasters. Coverage includes liability protection, collision and comprehensive coverage, and medical expense reimbursement. We specialize in policies for standard vehicles, motorcycles, classic cars, and recreational vehicles while offering financing assistance for secured auto loans.
Homeowners Insurance
We provide comprehensive home insurance covering structural damage, personal property loss, and liability protection. Policies include dwelling coverage, personal liability, medical payments, and additional living expenses during repairs. Our specialists handle standard homes, condos, rental properties, and earthquake/flood coverage through tailored endorsements.
Life Insurance
Our life insurance solutions include term, whole, and universal life policies to protect families and businesses. Coverage options adapt to life changes like marriage, childbirth, or business expansion. We offer policy reviews to ensure continued alignment with financial goals and provide living benefits through cash value accumulation.
Business Insurance
We deliver comprehensive business protection including property coverage, liability insurance, workers compensation, and surety bonds. Our Business Owners Policies combine essential coverages while commercial umbrella policies provide excess liability protection. We serve California businesses with tailored solutions for property, auto, and operational risks.
Boat Insurance
Our boat insurance covers physical damage, liability, and specialized equipment for California watercraft owners. Policies include agreed value coverage, emergency assistance, and personal effects protection. We insure various vessels with customizable options for navigational areas, towing assistance, and wreck removal liability.
People
Troy Steele
CEO
32-year insurance industry veteran who built a 3,200 PIF agency in 6 years. Recognized as Agency of the Year 6 times and District Presidents Council member with $120M premium growth over 15 years as independent agent.
Troy Tapparo
Regional Manager
Experienced insurance professional specializing in California market coverage solutions. Provides strategic oversight for regional operations while maintaining direct client relationships through personalized service approach.
Larry McCarren
Regional Manager
Established insurance expert serving California clients with comprehensive coverage solutions. Focuses on personalized policy development while implementing proven risk management strategies for residential and commercial clients.
Nick Micheli
Regional Manager
Dedicated insurance professional maintaining 100% client satisfaction through proactive policy management. Specializes in California-specific insurance needs with emphasis on responsive service and coverage optimization.
Kanoa Rosado
Regional Manager
Award-winning insurance specialist known for exceptional client care and policy customization. Maintains strong community ties while delivering comprehensive coverage solutions tailored to Northern California residents.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, boat, and specialty insurance policies for California residents.
How can you help me save money on insurance?
As independent agents, we compare multiple carriers to find optimal coverage at competitive rates.
Are you a local California agency?
Yes, we're based in Lodi, California with regional offices serving communities statewide.
How do I get an insurance quote?
Request a free online quote or call us at 707-207-5700 for personalized coverage assessment.
What makes you different from other agencies?
We combine independent carrier representation with personalized service and 32+ years local expertise.
Do you offer 24/7 claims support?
Our team provides prompt assistance during business hours with emergency contact options available.