Business Details
20 Years
experience
Emergency
services
Trusted Business & Personal Insurance Solutions in California
Capistrano Premier Insurance Services has been serving clients across California since 2006, founded on the principle that every individual and business deserves personalized insurance solutions. With over 20 years of experience, we specialize in consulting with clients to identify their unique needs and source coverage from A+ rated carriers. Our services span business insurance, employee benefits, Medicare, life insurance, and long-term care, with a commitment to providing free coverage reviews and competitive pricing.As an independent broker, our loyalty lies solely with clients, ensuring transparency and tailored solutions. We prioritize accessibility through house calls, phone consultations, and 24/7 availability, fostering long-term relationships built on trust and expertise.
Services
Business Insurances
Employee Benefits
Workers Compensation
General Liability
Medicare Insurance
Life Insurance
Long Term Care
Critical Illness
EPLI
Auto & Home Insurance
Details
- Year established: 2006
Highlights and features
- We have over 20 years of experience in insurance consulting.
- Offer independent brokerage ensuring best coverage at lowest price.
- Provide free insurance coverage reviews for businesses and individuals.
- Available 24/7 via phone, text, or email for client needs.
- Specialize in A+ rated carrier partnerships for reliable coverage.
What people say
Old-fashioned customer service
Knowledgeable and caring
Saved money on Medicare
Responsive and trustworthy
Professional and friendly
Services
Business Insurances
We provide tailored business insurance solutions, including workers compensation, general liability, and EPLI, ensuring comprehensive protection for California businesses. Our services help companies mitigate risks associated with employee injuries, property damage, and legal liabilities. With access to multiple A+ rated carriers, we secure competitive rates while prioritizing coverage that aligns with each business's unique operational needs.
Medicare Insurance
Our Medicare insurance services specialize in simplifying complex plans, offering personalized reviews to optimize coverage for prescriptions, dental, and supplemental benefits. We assist clients in comparing Advantage and Supplement plans, ensuring cost-effective solutions that match individual health needs. As an independent broker, we represent 53 Medicare Advantage products and 22 prescription drug plans, providing expert guidance without charging clients fees.
Life Insurance
We offer life insurance policies designed to protect loved ones through death benefits that cover final expenses, debts, or income replacement. Our services include term and permanent life insurance options, with tailored advice to match clients' financial goals. By partnering with top-rated carriers, we ensure competitive pricing and comprehensive coverage that provides peace of mind for policyholders and their families.
Employee Benefits
Our employee benefits services help businesses design cost-effective health, dental, and retirement plans that attract and retain talent. We specialize in group health insurance, level-funding options, and compliance support to meet evolving regulatory requirements. By analyzing each company's unique needs, we identify solutions that reduce costs while maintaining high-quality benefits for employees.
Critical Illness Insurance
Critical illness insurance covers expenses related to conditions like cancer, heart attacks, and strokes, providing lump-sum payments to alleviate financial strain. Our services include instant decision platforms for streamlined enrollment, ensuring clients receive timely coverage. We focus on customizable plans that protect income and assets, offering expert advice to help individuals and businesses navigate critical illness risks.
People
Darrell Fryer
Owner/Broker
With over 20 years in insurance, Darrell Fryer founded Capistrano Premier Insurance Services in 2006. He specializes in personalized coverage reviews and A+ rated carrier partnerships. Darrell prioritizes client relationships through house calls, 24/7 availability, and free consultations. His expertise spans business insurance, Medicare, and life insurance, driven by a commitment to transparency and tailored solutions.
Questions
What types of business insurance do you offer?
We provide workers compensation, general liability, EPLI, and business health benefits tailored to California businesses.
Do you offer free insurance coverage reviews?
Yes, we provide free consultations to review and optimize your existing business or personal insurance coverage.
Are you an independent insurance broker?
Yes, we work independently to offer unbiased recommendations from multiple A+ rated carriers.
Can you help with Medicare plan comparisons?
Yes, we specialize in Medicare Advantage and Supplement plans, offering personalized comparisons to save costs.
Do you serve clients outside California?
Our primary focus is California, but we also assist clients in Arizona, Colorado, Ohio, Indiana, and Florida.
How do you handle client emergencies?
We prioritize accessibility, offering 24/7 availability via phone, text, or email for urgent insurance needs.
