Business Details
50+ Years
experience
Your Trusted Health Insurance Partner in Troy, OH
Established in 1972 as a one-person agency in Troy, OH, we have grown into one of the region's largest health insurance and employee benefits agencies serving the Dayton area. Our brokers average more than 25 years of experience in group health and employee benefits, providing strategic counsel beyond insurance placement. We specialize in cost-saving solutions for small, medium, and large group benefit plans while maintaining direct broker-client relationships throughout the service lifecycle.Our compliance services help clients navigate healthcare reform and regulatory requirements, supported by a resource center with claims guidance, provider directories, and industry terminology. We serve individuals seeking Affordable Care Act, Short-Term, and Ministry Sharing plans, as well as businesses requiring tailored employee benefits solutions across Troy, Urbana, and surrounding Ohio communities.
Services
Group Health Insurance
Employee Benefits
Compliance Services
Individual Health Plans
Medicare Solutions
Details
- Year established: 1972
Highlights and features
- Brokers maintain direct client relationships from sale through service
- Specialized compliance services for healthcare regulatory requirements
- Tailored solutions for businesses of all sizes (2-500+ employees)
- 50+ years serving local Ohio businesses and residents
- Expert guidance through Affordable Care Act, Medicare, and Short-Term plans
What people say
Most knowledgeable insurance agency
Highly recommend
Services
Group Health Insurance
We provide customized group health insurance solutions for businesses of all sizes, from small companies with 2 employees to large corporations with over 100 staff members. Our experienced brokers help employers navigate plan options, manage costs, and maintain compliance with evolving regulations. Our service includes ongoing support for employee meetings, eligibility management, and renewal processes.
Employee Benefits
Our comprehensive employee benefits consulting helps businesses create competitive compensation packages that attract and retain talent. We specialize in designing benefit structures that balance employer costs with employee needs while maintaining regulatory compliance. Services include plan analysis, cost containment strategies, and implementation support for both traditional and innovative benefit models.
Compliance Services
We help businesses navigate complex healthcare regulations and maintain compliance with federal and state requirements. Our compliance services include guidance on healthcare reform mandates, reporting obligations, and documentation standards. We provide ongoing support to ensure businesses avoid penalties while implementing practical solutions that align with their operational needs and employee demographics.
Individual Health Plans
We assist individuals in finding appropriate health insurance solutions for various life situations, including self-employment, career transitions, and retirement. Our specialists offer guidance on Affordable Care Act, Short-Term, and Ministry Sharing plan options while providing personalized support throughout the enrollment process and beyond.
Medicare Solutions
We provide Medicare plan guidance to help seniors navigate Supplement, Advantage, and Part D Prescription options. Our brokers offer personalized consultations to explain coverage differences and help clients select plans that meet their specific healthcare needs while considering cost implications and provider networks.
Questions
What types of insurance plans do you offer?
We provide group health insurance for businesses, individual health plans, Medicare solutions, and comprehensive employee benefits packages tailored to Ohio businesses and residents.
Do you help with ACA-compliant insurance plans?
Yes, our specialists offer Affordable Care Act-compliant plans for individuals and businesses while providing clear explanations of coverage requirements and options.
How do you assist with insurance compliance?
We provide ongoing compliance support including healthcare reform guidance, regulatory reporting assistance, and documentation management to help businesses maintain compliance with changing insurance regulations.
What areas do you serve?
We primarily serve Troy, Urbana, and Dayton, Ohio, with insurance solutions for businesses and individuals throughout the surrounding regions.
Can you help small businesses with employee benefits?
Yes, we specialize in creating cost-effective employee benefit packages for small businesses (2-50 employees) with personalized broker support throughout the plan lifecycle.
How experienced are your insurance brokers?
Our insurance brokers average more than 25 years of experience in the employee benefits field, providing expert guidance for both personal and business insurance needs.