Business Details
32 Years
experience
Trusted Commercial Insurance Solutions
Founded in 1994, HCP National Insurance Services has established itself as a leading independent insurance brokerage in the United States. Led by a certified minority woman, our team specializes in commercial insurance solutions for businesses, educational institutions, healthcare providers, and government organizations. We offer expertise in Employer Stop Loss, Employee Benefits, Reinsurance for Captives, and MEWA Stop Loss insurance, utilizing our proprietary 'Mr. MEWA' method. With over $1 billion in placed premiums and coverage for 1 million+ members, we prioritize cost-effective solutions while maintaining exceptional service.Our team's average tenure of 20 years ensures deep industry knowledge, and our commitment to diversity84% women and 80% minoritiesdrives innovative, client-focused outcomes. We guarantee no eligible claims are denied and provide legal reviews of policies to eliminate coverage gaps. Our dedication to supplier diversity and D&I goals makes us a trusted partner for organizations nationwide.
Services
Employer Stop Loss
Employee Benefits
Reinsurance for Captives
MEWA Stop Loss
Professional Liability
Cyber Liability
Cryptocurrency Insurance
Workers Compensation
Medical Malpractice
D&O Insurance
Details
- Year established: 1994
Highlights and features
- We offer 20+ years of expertise in commercial insurance with a 80% project success rate.
- Our dedicated Account Managers ensure personalized service and timely support.
- We provide legal reviews of policies to eliminate coverage gaps for stop loss clients.
- Our diverse team (84% women, 80% minorities) delivers innovative, client-focused solutions.
- We guarantee no eligible claims are denied, exceeding industry standards.
Associations and certifications
- WBENC
- MBE
What people say
Friendly and responsive team
Excellent customer service
Saved us time and money
Knowledgeable and professional
Dedicated account managers
Services
Employer Stop Loss
Employer Stop Loss insurance protects self-funded health plans from catastrophic claims. HCP National customizes coverage with flexible deductibles and co-insurance options. Our expertise ensures cost savings while maintaining comprehensive protection for businesses and institutions.
Employee Benefits
We provide comprehensive Employee Benefits solutions including medical, dental, vision, and disability insurance. Our tailored plans help employers attract talent while managing costs. HCP National ensures compliance and affordability for diverse organizational needs.
Reinsurance for Captives
HCP National specializes in Reinsurance for Captives, offering coverage for catastrophic claims. We provide quota share treaties and specific coverage options. Our access to major reinsurance markets ensures competitive pricing and risk mitigation for captive insurers.
MEWA Stop Loss
MEWA Stop Loss insurance protects Multiple Employer Welfare Arrangements from high-cost claims. Using our 'Mr. MEWA' method, we secure competitive rates and comprehensive coverage. HCP National is the leading broker for MEWA stop loss in the U.S.
Professional Liability
Professional Liability insurance covers claims of negligence or errors in services. HCP National offers tailored policies for healthcare providers, directors, and businesses. Our coverage includes legal defense and indemnity protection for diverse professional risks.
People
Andrea Cris Dyer
CEO
Andrea Cris Dyer founded HCP National in 1994 and leads as CEO. With over 30 years in insurance, she pioneered the 'Mr. MEWA' method. Her leadership drives the company's commitment to diversity and client-focused solutions.
Questions
What types of insurance does HCP National offer?
HCP National offers Employer Stop Loss, Employee Benefits, Reinsurance for Captives, MEWA Stop Loss, Professional Liability, Cyber Liability, and Cryptocurrency Insurance.
How does HCP National help reduce insurance costs?
We analyze your current coverage to identify savings, customize policies with flexible deductibles, and leverage our industry expertise to secure competitive rates without compromising coverage.
What is Stop Loss insurance?
Stop Loss insurance protects self-funded health plans from catastrophic claims. It covers expenses exceeding a specified deductible, ensuring financial stability for employers.
Does HCP National serve small businesses?
Yes, we provide tailored insurance solutions for small to large businesses, including customized Employee Benefits and cost-effective Stop Loss coverage.
What makes HCP National different from other brokers?
Our commitment to diversity, 20+ years of expertise, and personalized service with dedicated account managers set us apart. We guarantee no eligible claims are denied.
