Business Details
Your Trusted Local Insurance Agency in Broadalbin, NY
Robert J. Hoy Agency has been a trusted provider of comprehensive insurance solutions for over five decades. Founded with a commitment to personalized service, we specialize in tailoring auto, home, life, and business insurance policies to meet the unique needs of individuals and organizations across Fulton, Montgomery, Hamilton, and Saratoga Counties. Our team of experienced professionals leverages deep local knowledge and partnerships with leading insurers to deliver cost-effective coverage while maintaining a strong focus on community engagement.With three convenient locations in Broadalbin, Northville, and Saratoga Springs, we combine industry expertise with a personal touch to ensure clients receive optimal protection and exceptional service. Our dedication to continuous improvement and client satisfaction has solidified our reputation as a premier independent insurance agency serving the Adirondack foothills region.
Services
Auto Insurance
Home Insurance
Renters Insurance
Life Insurance
Umbrella Insurance
Motorcycle Insurance
Snowmobile Insurance
Boat Insurance
Business Insurance
Highlights and features
- We are independent agents offering access to multiple insurance carriers
- We provide highly competitive rates through market comparisons
- Our service emphasizes personalized attention to individual needs
- We offer coverage options tailored to specific risk profiles
- We have served the local community for more than five decades
What people say
Great customer service
Personal touch with services
Helpful staff always available
Cost effective insurance options
Prompt service delivery
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driving profiles and vehicle types. Our policies include essential coverages like bodily injury, property damage, and uninsured motorist protection while offering optional enhancements such as comprehensive and collision coverage. With access to multiple insurance carriers, we help clients secure competitive rates that balance protection needs with budgetary considerations.
Home Insurance
Our home insurance policies protect against major risks including fire, theft, and natural disasters while covering property damage and liability concerns. We offer customizable coverage options for dwelling protection, personal property, and loss of use scenarios. Our experts help homeowners understand policy details and select appropriate limits to ensure comprehensive protection for their most valuable asset.
Life Insurance
We offer various term life insurance products with 10, 15, 20, and 30-year coverage options through reputable industry providers. Our specialists assist clients in determining appropriate coverage amounts to protect dependents and financial obligations. We also provide disability and long-term care insurance solutions to address income protection and extended care needs.
Business Insurance
Our commercial insurance programs protect businesses against property damage, liability claims, and operational disruptions. We offer customized solutions including general liability, business interruption, workers' compensation, and umbrella policies tailored to specific industries. With expertise in insuring municipalities, restaurants, contractors, and other commercial enterprises, we help business owners mitigate risks and ensure continuity.
Renters Insurance
We provide affordable renters insurance that protects personal property against common risks like fire and theft while offering liability coverage for tenant responsibilities. Our policies include personal property protection and legal liability components tailored to apartment and home renters. We help clients understand their coverage needs and secure appropriate protection for their belongings.
People
Tim Munn
President
Tim Munn has served as President since 2017, overseeing all agency operations. A Broadalbin native with over 20 years of insurance experience, he holds leadership roles in multiple community organizations and graduated from St. John Fisher College in 1997.
Trudi Cromling
Vice President Operations
Trudi Cromling brings 30 years of insurance experience, holding a Property & Casualty license and active community involvement. She returned to the agency in 2010 after industry experience and graduated from SUNY Morrisville in 1993.
Mary Calderone
Client Service Representative
Mary Calderone joined in 2017 with a Property & Casualty license, transitioning from financial services training. A SUNY Brockport graduate, she teaches youth dance classes and serves on local insurance professional committees.
Darlene Bornt
Client Service Representative
Darlene Bornt joined in 2018 with multiple insurance licenses, previously owning local restaurants. She specializes in helping clients find affordable coverage solutions and actively participates in community youth sports programs.
Jenny Ratajczak
Client Service Representative
Jenny Ratajczak joined in 2021 with 20 years of insurance experience, holding a Property & Casualty license since 2002. She teaches defensive driving and volunteers with local schools while providing personalized insurance guidance.
Questions
What types of insurance do you offer?
We offer auto, home, life, renters, umbrella, motorcycle, snowmobile, boat, and business insurance policies tailored to individual and commercial needs.
Are you a local insurance agency?
Yes, we're a family-owned agency serving upstate New York communities since 1970 with three local offices in Broadalbin, Northville, and Saratoga Springs.
How can I get a free insurance quote?
Contact us through our website or call any of our three locations to speak with an agent who will help you compare rates from multiple carriers.
Do you offer commercial insurance solutions?
Yes, we provide customized business insurance packages including liability, property, workers' compensation, and business interruption coverage for various industries.
What areas do you serve?
We serve Fulton, Montgomery, Hamilton, and Saratoga Counties, including the Sacandaga Lake Region communities from Broadalbin to Amsterdam.
Can you help lower my insurance costs?
Our independent agent status allows us to shop your coverage needs across multiple carriers to find competitive rates that match your protection requirements.
