Business Details
50+ Years
experience
Trusted Commercial Insurance Brokerage for Contractors
Apollo General Insurance has been a trusted leader in commercial insurance solutions since 1965, specializing in tailored coverage for contractors in demolition, construction debris recycling, concrete sawing and drilling, house lifting, and crane and rigging. With over five decades of industry expertise, our dedicated team prioritizes personalized risk assessment and competitive pricing to ensure clients receive precise, cost-effective coverage. As the longest-standing brokerage in our niche markets, we build relationships rooted in transparency, stability, and exceptional service, supported by deep partnerships with industry associations like the National Demolition Association.Our AM Best-rated programs are designed to minimize client risk while maximizing protection, offering comprehensive options such as pollution liability, surety bonds, and workers' compensation. Backed by a seasoned underwriting team with decades of collective experience, we deliver customized solutions that align with the unique needs of specialized contractors nationwide.
Services
Demolition Insurance
Construction Recycling Insurance
Concrete Sawing Insurance
House Lifting Insurance
Pollution Liability
Surety Bonds
Workers Compensation
Inland Marine
Excess Cargo Program
Contractors Pollution Insurance
Details
- Year established: 1965
Highlights and features
- We offer 52 years of experience in specialized contractor insurance.
- Our programs include unique coverage like residential demolition and cross-suits liability.
- We provide personalized risk assessment and competitive pricing.
- Our underwriting team has 10+ years of average industry experience.
- We maintain partnerships with industry associations like the National Demolition Association.
Associations and certifications
- AM Best
Services
Demolition Contractors Insurance
Our AM Best-rated demolition insurance programs provide comprehensive liability coverage for residential and commercial tear-downs, including subcontractor warranty and cross-suits liability. With per-job aggregates up to $5 million and optional stop-gap protection, we ensure contractors meet client requirements while safeguarding against litigation risks. Our industry-leading expertise since 1973 ensures precise risk evaluation and cost-effective policies.
Construction Recycling Insurance
Designed for debris recycling contractors handling concrete, asphalt, and mixed materials, this program offers defense outside limits, blanket additional insured, and waiver of subrogation. Minimum premiums start at $2,500, with options for excess liability and pollution coverage. We support operations requiring compliance with landfill regulations and equipment-heavy workflows.
Concrete Sawing Insurance
Tailored for CSDA members and specialty contractors, this policy covers risks associated with concrete cutting, trenching, and core drilling. Features include $5 million aggregate caps, employee benefits liability up to $1 million, and primary/noncontributory endorsements. We exclude high-risk operations like underwater work to maintain competitive pricing for eligible applicants.
House Lifting Insurance
This program addresses the unique risks of lifting structures weighing up to 80 tons, covering property damage and third-party liabilities. Policies start at $25,000 premiums and include stop-gap options. We specialize in protecting contractors who elevate buildings for flood prevention or space expansion while excluding ineligible activities like foundation work.
Pollution Liability Insurance
Our pollution liability policies protect against environmental risks during demolition, recycling, and construction. Coverage includes cleanup costs, third-party claims, and regulatory fines. Integrated with primary programs or available as standalone policies, this solution ensures compliance with federal and state environmental regulations for high-risk operations.
People
Maribel Hernandez
Senior Underwriter
With over a decade at Apollo General, Maribel Hernandez specializes in underwriting sawing, drilling, and recycling insurance programs. Her expertise ensures precise risk assessment and customized coverage solutions for contractors nationwide.
Jerilee Carpenter
Senior Underwriter
Jerilee Carpenter leads our demolition insurance program with 15+ years of experience. She focuses on delivering competitive policies that balance comprehensive protection with affordability for residential and commercial demolition contractors.
Questions
What types of contractors does Apollo General insure?
We specialize in demolition, construction recycling, concrete sawing/drilling, house lifting, and crane/rigging contractors, offering tailored coverage for high-risk operations.
How do I apply for coverage?
Submit required documents like loss runs, financial statements, and contracts through our website or contact our underwriters directly for assistance.
What sets Apollo General apart from other insurers?
Our 52-year industry focus, AM Best-rated programs, and underwriters with 10+ years of average experience provide unmatched expertise in specialized contractor risks.
Can I get pollution liability coverage?
Yes, we offer pollution liability as a standalone policy or add-on, covering cleanup costs and third-party claims for eligible operations.
Are financing options available?
We provide premium finance options with 10% down payments to help contractors manage upfront insurance costs.
