Business Details
Your Trusted Insurance Partner for Life & Business
Founded with a vision to redefine insurance solutions, Advantage Insurance has established itself as a leader in both life and business insurance sectors. Our expertise spans private placement life insurance, annuities, and captive insurance management, serving high-net-worth individuals and diverse industries globally. With a network of subsidiaries across Puerto Rico, the Cayman Islands, Vermont, South Carolina, and Arizona, we deliver tailored solutions backed by decades of industry experience. Our team of seasoned professionals specializes in navigating complex regulatory landscapes, ensuring compliance while optimizing risk management strategies.We pride ourselves on transparency, offering open architecture for policy investments and fee structures that prioritize client clarity. Distinct from competitors, our scale enables multi-jurisdictional operations, supported by in-house accounting, regulatory, and compliance capabilities. We collaborate with third-party experts in actuarial science, claims management, and investment advisory to provide holistic services. Our reputation for integrity and long-term client relationships underscores our commitment to innovation and excellence in insurance solutions.
Services
Life Insurance
Captive Insurance Management
Risk Retention Groups
Consulting Services
Risk Diversification
Highlights and features
- We offer over 25 years of expertise in captive insurance structures and life insurance solutions.
- Our global team manages $3.6 billion in policy assets across diverse jurisdictions.
- We provide transparent fee structures and open-architecture investment options.
- Our in-house compliance and regulatory experts ensure seamless multi-domicile operations.
- We specialize in customized risk retention and diversification strategies for complex needs.
Services
Life Insurance
We offer private placement life insurance (PPLI) and annuities tailored for high-net-worth individuals. Our solutions provide asset protection, tax efficiency, and estate planning benefits. With $3.6 billion in managed assets, we deliver customizable policies through global subsidiaries.
Captive Insurance Management
Our team manages captive insurance companies, including single-parent captives and protected cell structures. We handle regulatory compliance, accounting, and risk strategy across jurisdictions like the Cayman Islands and Puerto Rico, serving diverse industries.
Risk Retention Groups
We specialize in forming and managing risk retention groups (RRGs) under U.S. federal law. Our services include compliance reporting, tax advisory, and multi-state regulatory coordination for professional liability insurance programs.
Consulting Services
Our consultants provide feasibility studies, restructuring advice, and captive design. We collaborate with actuaries and legal experts to create independent, cross-sell-free solutions for clients seeking customized risk management strategies.
Risk Diversification
We source professionally underwritten third-party risks to enhance captive insurance portfolios. This approach avoids traditional risk pools, offering transparency and regulatory compliance while retaining 100% client risk exposure.
People
William Buell
Chief Executive Officer
William Buell leads Advantage Insurance with over 20 years of executive experience in insurance and financial services, driving strategic growth and innovation across global markets.
Zaida S. Rucabado Fuxench
Chief Financial Officer
Zaida S. Rucabado Fuxench oversees financial operations, bringing expertise in corporate finance and regulatory compliance to ensure fiscal stability and growth for Advantage Insurance
Christina Kindstedt
President of Advantage Insurance Management (USA) LLC
Christina Kindstedt manages U.S. operations with a focus on client relationships and regulatory excellence, leveraging her deep knowledge of captive insurance frameworks and risk management.
Liam Fleming
President of Advantage International Management (Cayman) Ltd.
Liam Fleming leads Cayman-based operations, specializing in captive management and cross-border compliance, ensuring seamless service delivery for international clients.
Stuart Jessop
Chief Underwriting Officer, Life Insurance
Stuart Jessop directs life insurance underwriting, combining technical expertise with market insights to develop innovative products for high-net-worth clients globally.
Questions
What life insurance products do you offer?
We specialize in private placement life insurance (PPLI) and annuities tailored for high-net-worth individuals, focusing on asset protection and estate planning.
Do you manage captive insurance companies?
Yes, we provide full-service captive management, including formation, compliance, and risk strategy for single-parent captives and protected cell structures.
What regions do you serve?
We operate globally with offices in the U.S., Puerto Rico, Cayman Islands, Vermont, South Carolina, and Arizona, serving clients across multiple jurisdictions.
How do you handle risk diversification?
We source third-party risks from global markets, offering transparent solutions that enhance captive portfolios while maintaining client risk retention.
Can you assist with risk retention groups?
Yes, we form and manage RRGs under U.S. federal law, providing compliance, tax advisory, and regulatory coordination services for multi-state operations.
