Business Details
24 Years
experience
Your Trusted Colorado Health Insurance Advisor
Colo Health has been dedicated to helping Coloradans navigate health insurance and cost-sharing solutions since 2002. Our mission is to simplify the complex healthcare landscape by offering personalized consultations, comparing plans from multiple providers, and identifying cost-saving opportunities tailored to individual needs. With expertise in Affordable Care Act (ACA) subsidies, healthshare programs, and traditional insurance, we prioritize transparency, client education, and long-term relationships.Our team of licensed Personal Benefits Managers provides year-round support, ensuring clients maintain optimal coverage without financial strain. By combining industry knowledge with a commitment to affordability, we empower families and businesses to make informed decisions about their healthcare.
Services
Health Insurance
Healthshare Plans
ACA Subsidy Analysis
Group Insurance
HSA-Qualified Plans
Details
- Year established: 2002
Highlights and features
- We offer free, no-obligation consultations with licensed experts.
- Our team specializes in maximizing ACA subsidies for lower premiums.
- We compare both insurance and healthshare options to find your best fit.
- Personal Benefits Managers provide ongoing support year-round.
- We prioritize transparency with no hidden fees or commissions.
What people say
Fantastic service
Saved thousands
Personalized approach
Easy enrollment
Expert guidance
Services
Health Insurance
We provide access to ACA-compliant health insurance plans from top carriers like Anthem, Cigna, and UnitedHealthcare. Our experts help clients qualify for subsidies, compare metal-tier plans (Bronze, Silver, Gold, Platinum), and navigate enrollment during open or special enrollment periods. Coverage includes preventive care, prescriptions, and pre-existing conditions.
Healthshare Plans
Our healthshare memberships connect like-minded individuals to share medical expenses at lower costs. These non-insurance alternatives, such as Medi-Share and netWell, offer flexibility to choose providers and focus on catastrophic coverage. Members benefit from community-driven support and reduced monthly contributions compared to traditional insurance.
ACA Subsidy Analysis
We specialize in optimizing Affordable Care Act subsidies to lower premiums. By analyzing income, family size, and eligibility, we identify plans that qualify for tax credits, ensuring clients pay the lowest possible rates for ACA-compliant coverage while meeting federal requirements.
Group Insurance
We assist small businesses in selecting group health insurance or healthshare options for employees. Our services include plan design, cost comparisons, and enrollment support to ensure employers offer competitive benefits while managing expenses effectively.
HSA-Qualified Plans
We offer high-deductible health plans paired with Health Savings Accounts (HSAs) for tax-advantaged savings. These plans allow clients to reduce taxable income, cover medical expenses with pre-tax dollars, and build long-term healthcare funds while maintaining flexibility in provider choice.
People
Wiley Long
President
Wiley Long founded Colo Health in 2002 after 25 years in the insurance industry. He specializes in consumer-driven healthcare solutions and holds a master's degree in nutrition. Wiley focuses on empowering clients to reduce costs through ACA subsidies, HSAs, and healthshare programs.
Misty Berryman
Personal Benefits Manager
Misty Berryman assists clients with plan selection and subsidy optimization. With direct-line accessibility, she provides personalized guidance to ensure clients understand their options and secure coverage that aligns with their financial and healthcare needs.
Leslie Alford
Personal Benefits Manager
Leslie Alford supports clients in navigating insurance complexities. Known for responsiveness and expertise, she helps individuals and families compare plans, enroll in coverage, and maintain year-round support for policy adjustments.
Questions
What health insurance options are available in Colorado?
We offer ACA-compliant plans (Bronze, Silver, Gold, Platinum), healthshare memberships, and HSA-qualified options from carriers like Anthem, Cigna, and UnitedHealthcare.
How can I qualify for ACA subsidies?
Subsidies depend on income, family size, and plan selection. Our team analyzes your eligibility to maximize savings on premiums and out-of-pocket costs.
Are healthshare plans legitimate?
Yes. Healthshares are non-insurance cost-sharing programs connecting members to share medical expenses. They are not regulated as insurance but offer lower monthly contributions.
Can I enroll outside open enrollment?
Special enrollment periods apply for qualifying life events like job loss, marriage, or relocation. Healthshares allow enrollment year-round.
Do you offer group plans for small businesses?
Yes. We help employers select affordable group insurance or healthshare options, including plan design and employee enrollment support.
