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Business Details
47 Years
experience
Your Trusted Insurance Partner in Carlsbad, CA
At Rollo Insurance, we have dedicated ourselves to providing comprehensive insurance solutions for individuals, families, and businesses across California and Nevada for over 30 years. Our agency specializes in crafting personalized policies that address the unique needs of our clients, offering a wide range of products including health, life, disability, and group insurance plans. With a team of licensed experts, we leverage decades of combined experience to deliver superior service and competitive rates. Our commitment to understanding local market dynamics ensures tailored coverage options that align with our clients' financial and protection goals.

By maintaining partnerships with multiple insurance carriers, we secure optimal value for our clients while prioritizing transparency and ethical practices. Our leadership team brings extensive industry recognition, including Chartered Life Underwriter designations and decades of service in both individual and corporate insurance sectors. We pride ourselves on being a trusted neighborhood agency with a proven track record of client satisfaction and policyholder retention.
Services
Health Insurance Life Insurance Medicare Supplements Group Health Plans Disability Insurance Dental Insurance Long Term Care Travel Insurance Annuities Supplemental Insurance
Details
  • Year established: 1979
Highlights and features
  • We offer 30+ years of experience serving California and Nevada clients
  • Our team includes Chartered Life Underwriters with industry-recognized certifications
  • We maintain partnerships with multiple insurance carriers for optimal policy matching
  • Personalized service from independent agents focused on client needs
  • Proven expertise in both individual and employer-sponsored insurance programs
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals and families, including ACA-compliant plans and temporary coverage options. Our offerings feature access to extensive provider networks and flexible deductible structures. With expertise in California-specific regulations, we help clients navigate enrollment processes and select plans that balance premium costs with out-of-pocket expenses.
Life Insurance
Our life insurance services include term and universal life policies designed to protect families and businesses. We offer customizable death benefit amounts with options for cash value accumulation. The agency specializes in helping clients understand policy riders, underwriting requirements, and estate planning applications while maintaining relationships with top-rated insurance carriers.
Group Health Plans
We design customized group health insurance programs for businesses of all sizes, featuring medical, dental, and vision coverage options. Our services include plan design consultations, carrier comparisons, and compliance assistance with ERISA and ACA requirements. We support employers in implementing wellness programs and managing premium cost-containment strategies while maintaining employee satisfaction.
Medicare Supplements
Our Medicare supplement insurance helps cover out-of-pocket costs for Original Medicare recipients. We offer standardized plan options with varying levels of coverage for deductibles, copayments, and coinsurance. The agency provides enrollment guidance during initial eligibility periods and annual open enrollment windows while explaining the relationship between Medicare Parts A/B and supplemental coverage.
Disability Insurance
We offer short-term and long-term disability insurance policies to protect income during unexpected medical leave. Our solutions include individual policies and employer-sponsored programs with customizable elimination periods and benefit durations. The agency educates clients on policy definitions of disability, waiting periods, and integration with Social Security Disability benefits while advocating for appropriate coverage amounts.
People
Victor Rollo
Licensed Agent
Licensed in California and Nevada, Victor Rollo brings 26 years of insurance expertise to client consultations. He specializes in individual and group benefits, leveraging his business administration background from Pepperdine University to provide strategic coverage solutions.
Ronald C Rollo
Founder
With 40+ years in the insurance industry, Ronald Rollo holds Chartered Life Underwriter and Registered Financial Consultant designations. As agency founder, he oversees operations and maintains key carrier relationships while contributing to community initiatives through Habitat for Humanity.
Questions
What types of insurance does Rollo Insurance offer?
We provide health, life, disability, Medicare supplements, dental, group insurance, and long-term care policies for individuals and businesses.
How do you help clients find the best insurance policies?
We analyze your specific needs and compare options across multiple carriers to recommend customized solutions with competitive pricing.
Which areas do you serve?
We primarily serve California and Las Vegas, offering both individual and group insurance products in these regions.
How long has Rollo Insurance been in business?
Our agency has provided insurance solutions since 1979, with over 30 years of combined experience among our leadership team.
How can I get an insurance quote?
Visit our website to request a quote online or call us directly at 800-474-2726 for personalized assistance from our agents.