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Your Trusted Insurance Partner for Comprehensive Coverage Solutions
ISU Insurance Services is a locally owned, independent insurance firm dedicated to delivering exceptional value through comprehensive risk management solutions. With access to over 560 insurance providers nationwide, our team of 1,000+ professionals leverages extensive industry expertise to secure optimal coverage combinations for businesses and families. Our Silicon Valley roots and deep understanding of technology and hospitality sectors enable tailored support for growth-oriented companies. We prioritize proactive client partnerships, evidenced by our track record of helping businesses scale from $2M to $300M in annual revenue. Our certified professionals hold prestigious designations like Certified Insurance Counselor (CIC) and Certified Risk Manager (CRM), ensuring specialized knowledge in workers' compensation, cyber liability, and employee benefits.

Through continuous education initiatives and rapid certificate processing within four hours, we maintain industry-leading service benchmarks. Our commitment to excellence has earned trust from 80,000+ businesses and 3,000,000+ individuals who rely on Our Knowledge as Your Best Insurance. We combine national resources with personalized attention, offering multilingual support and strategic guidance on insurance contract nuances. Our proven ability to secure $300K+ refunds through workers' compensation program optimization demonstrates our dedication to client financial success. By maintaining up-to-date compliance documentation, we help businesses navigate complex regulatory environments with confidence.
Services
Workers Compensation Cyber Liability Employee Benefits Professional Liability Business Interruption General Liability Umbrella Liability Property Insurance Bond Services Risk Management
Highlights and features
  • Certified experts with CIC, CRM, and SPHR designations
  • Access to 560+ insurance providers for competitive rates
  • Specialized programs for contractors and technology firms
  • Proven track record in cost-saving solutions
  • Multilingual customer service team
What people say
Strong work ethic Proactive approach Cost-effective manner Quick claim settlement Excellent asset
Services
Workers Compensation
Our specialized workers' compensation programs protect businesses from financial losses due to workplace injuries. With rapid claim resolution and frequent monitoring, we minimize operational disruptions while maintaining compliance. Our proactive loss control initiatives and industry-specific benchmarking help contractors reduce costs by up to 30% through optimized risk management strategies.
Risk Management
We develop comprehensive risk management frameworks tailored to technology firms and construction contractors. Our certified professionals identify potential exposures, implement mitigation strategies, and provide ongoing compliance support. Through continuous education webcasts and regulatory updates, we help businesses navigate complex legal environments with confidence.
Employee Benefits
Our employee benefits specialists design competitive compensation packages that attract top talent while maintaining regulatory compliance. With expertise in ACA laws and payroll regulations, we offer customized health insurance plans, retirement programs, and HR policy development services to support business growth and employee satisfaction.
Professional Liability
We provide tailored professional liability coverage protecting businesses against claims of negligence or inadequate work. Our policies cover legal defense costs and settlements related to service delivery issues, offering financial protection for technology firms, consultants, and professional service providers across multiple industries.
Cyber Liability
Our cyber liability solutions protect businesses from financial losses due to data breaches and cyber attacks. Coverage includes incident response, legal fees, notification costs, and business interruption losses. We offer risk assessment services and customized security protocols to help technology companies mitigate digital threats effectively.
People
Christina Cheung
Director of Business Development, Partner
Certified insurance expert with CIC, CRM, and SPHR designations, specializing in risk management for growing companies. Successfully guided businesses through mergers and acquisitions while maintaining continuous coverage. Recognized for strategic HR expertise and technology sector specialization.
Brian Cheung
Business Development Specialist
Technology insurance specialist with engineering background and workers' comp classification expertise. Holds semiconductor processing patent and safety professional certification. Provides tailored risk solutions for Silicon Valley tech companies and startups.
David Ford
Benefits/HR Specialist
HR expert with SHRM-SCP certification and doctorate in strategic leadership. Specializes in ACA compliance, payroll regulations, and employee benefit underwriting. Provides comprehensive HR solutions that align with business objectives and regulatory requirements.
Elisa Chan
Customer Service Representative
Licensed P&C insurance professional with multilingual capabilities. Manages client inquiries, policy proposals, and claims resolution. Provides exceptional service in English, Mandarin, and Cantonese to diverse business clientele.
Victor Gutierrrez
Health and Life Insurance Specialist
Bilingual insurance expert focusing on health benefits and HR solutions. Provides personalized support to clients and employees in English and Spanish. Specializes in designing comprehensive benefits packages that meet regulatory standards.
Questions
How can your agency help increase business profitability?
We implement cost-saving strategies like workers' compensation programs that have generated $300K+ refunds for clients while maintaining optimal coverage. Our competitive bidding process across 560+ carriers ensures best pricing.
What industries do you specialize in?
We focus on technology firms, hospitality businesses, and construction contractors. Our Silicon Valley expertise and specialized insurance programs address unique risks in these sectors.
How quickly do you process insurance certificates?
Our benchmark guarantees certificate return within four hours when no endorsement is required, supported by our 1,000+ professional team and nationwide office network.
Do you offer multilingual support?
Yes, our team provides services in English, Mandarin, Cantonese, and Spanish through dedicated professionals like Elisa Chan and Victor Gutierrrez.
How do you handle regulatory compliance?
We maintain up-to-date IIPP documentation and OSHA logs for clients. Our proactive approach helped one business pass OSHA inspections with flying colors during surprise audits.
What risk management resources do you provide?
We offer continuous loss control education, frequent webcasts on legal changes, and benchmarking tools to help businesses stay compliant and mitigate potential exposures.