Business Details
50+ Years
experience
Your Trusted Partner for Insurance Solutions in Hamilton Township, NJ
Rue Insurance has been a trusted partner in risk management for over a century, serving individuals and businesses across 44 states. Founded in 1917 by Charles E. Rue to protect local farmers from fire losses, our agency has evolved into a regional leader with 70+ employees, serving 8,500 individuals and 3,000 businesses. Our four-generation family legacy combines personalized service with comprehensive solutions, including business insurance, employee benefits, personal insurance, and specialized risk purchasing groups.We prioritize client needs through a proprietary 4-step risk management process that aligns coverage with evolving regulatory requirements while reducing operational costs. Our commitment to community involvement and industry expertise positions us as a reliable advisor for both personal and commercial insurance needs.
Services
Business Owners Policy
Business Auto Insurance
Commercial Property Insurance
Workers Compensation Insurance
Group Health Insurance
Home Insurance
Risk Purchasing Groups
Cyber Liability Insurance
Commercial Umbrella Insurance
Employee Benefits Programs
Details
- Year established: 1917
Highlights and features
- We offer 100+ years of insurance expertise with four generations of family leadership
- Our proprietary 4-step risk management process reduces operational costs and coverage gaps
- We provide tailored solutions for 3,000+ businesses across 44 states
- Our local team offers personalized service with national-level resources
- We maintain 5-star client reviews for prompt, knowledgeable support
What people say
Incredible experience
Top-notch customer service
Saved considerable amount
Promptly returned emails
Seamless transition
Services
Business Owners Policy
A Business Owners Policy combines multiple essential coverages into one comprehensive package. This solution protects against property damage, liability claims, and business interruption while offering customizable options for specific industry needs. Our advisors help businesses in Hamilton Township and beyond select appropriate limits and endorsements to safeguard their operations.
Workers Compensation Insurance
Workers Compensation Insurance provides critical protection for businesses by covering medical expenses and lost wages for work-related injuries. Required by law in most states, our policies ensure compliance while protecting both employers and employees. We help New Jersey businesses navigate state requirements and implement safety programs to reduce claims.
Group Health Insurance
Group Health Insurance solutions help businesses attract and retain talent through competitive benefits packages. We offer access to major carriers and alternative funding options while providing ongoing support with plan design, compliance, and employee education to meet evolving healthcare needs.
Risk Purchasing Groups
Our Risk Purchasing Groups provide specialized insurance programs for industry-specific needs. These groups combine client involvement with tailored coverages and safety programs for contractors, manufacturers, and other niche markets. Members benefit from collective bargaining power and risk management resources designed for their specific industry challenges.
Cyber Liability Insurance
Cyber Liability Insurance addresses modern digital risks through coverage for data breaches, network security failures, and online business operations. Our policies protect against financial losses from cyber attacks while providing access to incident response resources. We help businesses implement proactive security measures to reduce vulnerability to evolving cyber threats.
People
William M. Rue
Chairman
William M. Rue brings decades of insurance expertise as Chairman, maintaining the family legacy established in 1917 while guiding strategic growth initiatives.
William Rue Jr.
President
As President, William Rue Jr. oversees daily operations with a focus on maintaining personalized service standards and expanding client offerings.
Elizabeth Allen
Executive Vice President
Elizabeth Allen leads client relations with 25+ years of insurance experience, specializing in commercial risk management and policy design.
John Warn
Vice President, Treasurer
John Warn manages financial operations with a CPA background, ensuring fiscal responsibility while supporting client-focused investment strategies.
Peter Kelly
Chief Financial Officer
Peter Kelly oversees financial planning and reporting, leveraging his CPA credentials to maintain the agency's strong financial position.
Questions
What types of business insurance do you offer?
We provide Business Owners Policies, Commercial Property, General Liability, Workers Compensation, Cyber Liability, and industry-specific coverages across 44 states.
Do you offer employee benefits packages?
Yes, we design comprehensive employee benefits programs including health, dental, vision, and voluntary benefits with support for employers and HR needs.
What personal insurance solutions are available?
We offer auto, home, renters, condo, umbrella insurance, and personal risk management solutions tailored to individual needs.
Are you licensed in New Jersey?
Yes, we're licensed in New Jersey with local expertise and serve clients nationwide through our multi-state licensing network.
How can I manage my policy?
Access policy management tools through our Client Center for claims reporting, payments, ID card requests, and coverage adjustments.
What risk purchasing groups do you support?
We offer specialized programs for contractors, manufacturers, and industry associations with tailored coverages and safety resources.
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