Business Details
42 Years
experience
Your Trusted Independent Insurance Agency in Rhode Island
Podmaska Insurance Agency has served Rhode Island residents and businesses for over 40 years, specializing in personalized insurance solutions. Our independent agency partners with top-rated carriers to deliver competitive rates and comprehensive coverage tailored to individual needs. With a team of experienced agents, we prioritize client education, transparent communication, and long-term relationships.Our local expertise ensures clients receive optimal value and protection for personal and business insurance requirements. We remain committed to simplifying insurance management through digital tools and responsive customer service.
Services
ATV Insurance
Boat Insurance
RV Insurance
Condo Insurance
High Value Home Insurance
Details
- Year established: 1984
Highlights and features
- We offer 40+ years of local insurance expertise in Rhode Island
- Our access to multiple top-rated carriers ensures competitive pricing options
- We provide personalized policy recommendations based on individual needs
- Our team prioritizes transparent communication and client education
- We maintain long-term relationships through consistent, responsive service
What people say
Helpful and encouraging
Top-notch customer service
Courteous and responsive
Professional and kind
Like family and friends
Services
ATV Insurance
ATV Insurance protects Rhode Island riders against financial losses from accidents, theft, or damage. Our policies cover various terrain vehicles including quads and side-by-sides. With local expertise, we help clients navigate coverage options for recreational or work-related use across diverse state terrains.
Boat Insurance
Boat Insurance safeguards Rhode Island boaters against maritime risks including collisions, theft, and storm damage. We offer tailored policies for motorboats, sailboats, and personal watercraft. Our local knowledge addresses seasonal usage patterns and coastal exposure specific to Narragansett Bay and inland waterways.
RV Insurance
RV Insurance provides specialized protection for motorhomes and travel trailers. Our policies cover unique risks associated with both permanent residence and occasional use. We help clients navigate coverage options that address storage, usage frequency, and custom modifications.
Condo Insurance
Condo Insurance fills gaps between master policies and personal assets. We help Rhode Island residents protect interior structures, personal property, and liability exposures. Our agents explain complex policy details and recommend appropriate coverage limits based on individual living situations.
High Value Home Insurance
High Value Home Insurance addresses unique risks for premium properties. Our policies cover specialized features, high-end finishes, and valuable personal collections. We work with multiple carriers to find customized solutions that standard homeowners policies typically exclude.
People
Stephen Podmaska
President/Agent
Stephen leads the agency with decades of insurance experience, combining strategic leadership with hands-on client service. He maintains deep knowledge of Rhode Island's insurance landscape and regulatory environment.
Lauren Hobin
Associate Agent
Lauren provides personalized insurance solutions with a focus on client education and responsive service. She helps clients understand complex policy details while maintaining a welcoming, approachable demeanor.
Cathy Moran
Associate Agent
Cathy offers professional insurance guidance with 17+ years of client service experience. She specializes in helping clients find tailored coverage solutions while maintaining consistent, reliable communication.
Scott Grande
Life & Financial Services Agent
Scott specializes in life insurance and financial planning solutions. He helps clients protect their families' futures through customized coverage strategies and comprehensive financial assessments.
Questions
Why choose Podmaska Insurance for Rhode Island coverage?
We combine local expertise with access to multiple carriers to find personalized insurance solutions that match your specific needs.
What insurance services do you offer?
We provide personal and business insurance including ATV, boat, RV, condo, and high-value home coverage options.
How do you help clients choose insurance?
Our agents explain policy details clearly and recommend coverage based on your individual circumstances and risk profile.
Do you serve all Rhode Island counties?
We serve Providence, Kent, and Washington Counties with localized insurance knowledge and community-focused service.
How can I get an insurance quote?
Contact our friendly agents through our website or by phone to discuss your needs and receive personalized coverage options.
