Business Details
18 Years
experience
Your Trusted Insurance Partner in Lincoln, RI
Lawrence Agency has been serving clients since 2008 with a commitment to preserving the American dream through personalized insurance solutions. As a veteran-owned business spanning three generations, our legacy began with George L. Sutcliffe after WWII, continued through Gerald P. Lawrence following Vietnam, and now thrives under Peter A. Lawrence, a veteran of Operation New Dawn. We specialize in both personal and commercial insurance, offering tailored coverage for homes, vehicles, businesses, and life insurance needs. Our philosophy centers on providing reliable counsel to help clients mitigate financial risks through informed decision-making.With a team of experienced professionals including Personal Lines Manager Jill Salinaro and Commercial Lines Manager Tammie Luther, we deliver localized expertise to Rhode Island residents and businesses. Our dedication to client service extends beyond traditional insurance products, covering unique assets like boats, motorcycles, and seasonal recreational vehicles. We maintain a streamlined process for obtaining quotes and addressing client inquiries through direct phone contact at 401-726-3210. Our office at 872 Smithfield Ave. in Lincoln, RI serves as the hub for our community-focused insurance operations.
Services
Home Insurance
Life Insurance
Auto Insurance
Business Insurance
Commercial Insurance
Boat Insurance
Motorcycle Insurance
RV Insurance
ATV Insurance
Snowmobile Insurance
Details
- Year established: 2008
Highlights and features
- We are a veteran-owned agency with three generations of insurance experience
- Our team includes specialized personal and commercial lines managers
- We offer coverage for unique assets like boats and recreational vehicles
- We provide industry-specific business insurance solutions
- Our localized expertise serves Rhode Island's specific insurance needs
Services
Home Insurance
Our home insurance policies protect properties of all sizes with customizable coverage options. We assess individual needs to create plans that address specific risks from natural disasters to liability concerns. Clients receive personalized support throughout the claims process to ensure timely resolution of property damage issues.
Business Insurance
We provide comprehensive business insurance solutions for companies of all structures including LLCs, partnerships, and corporations. Coverage options include general liability, workers compensation, and industry-specific protections tailored to sectors like restaurants and real estate. Our experienced agents help businesses navigate complex insurance requirements.
Life Insurance
Our life insurance offerings include term and permanent policies designed to meet diverse financial planning needs. Agents work closely with clients to select coverage amounts and types that align with family needs and budgetary constraints. We emphasize long-term financial protection as part of comprehensive estate planning.
Auto Insurance
We offer competitive auto insurance rates for personal and commercial vehicles including classic cars and business fleets. Policies provide protection against collision damage, liability claims, and uninsured motorists. Our agents help clients balance coverage needs with affordability for optimal protection.
Recreational Vehicle Insurance
Our specialty insurance covers recreational vehicles including boats, motorcycles, ATVs, and snowmobiles. We understand Rhode Island residents' outdoor lifestyle needs and provide coverage that extends beyond standard policies. Protection includes damage, liability, and seasonal storage considerations for various recreational assets.
People
Peter A. Lawrence
Principal Agent
Third-generation insurance professional and veteran of Operation New Dawn. Leads the agency with commitment to personalized service and community-focused insurance solutions. Combines military experience with insurance expertise to serve client needs.
Jill Salinaro
Personal Lines Manager
Specializes in personal insurance solutions with expertise in home, auto, and life insurance products. Provides tailored coverage options for Rhode Island residents while maintaining focus on client education and risk management.
Tammie Luther
Commercial Lines Manager
Focuses on business insurance solutions with experience in commercial property, liability, and workers compensation coverage. Helps local businesses navigate complex insurance requirements while maintaining cost-effective protection strategies.
Janet Laurie
Customer Service Representative
Supports clients with policy inquiries and insurance needs assessment. Provides responsive service for quote requests and policy modifications while maintaining focus on client satisfaction.
Joseph Coelho
Associate Agent
Assists with insurance product selection and risk assessment for both personal and commercial clients. Works closely with senior agents to ensure comprehensive coverage solutions while developing industry expertise.
Questions
How do I get an insurance quote?
Call us at 401-726-3210 or visit our Lincoln office to discuss your insurance needs with an agent. We'll help you select appropriate coverage options and provide a customized quote.
What types of personal insurance do you offer?
We provide home, auto, life, renters, boat, motorcycle, RV, ATV, and snowmobile insurance. Our agents help clients select coverage that matches their specific assets and lifestyle needs.
Do you specialize in business insurance?
Yes, we offer general liability, commercial property, workers compensation, and business auto insurance. Our agents create customized solutions for various industries including restaurants and real estate.
Are payment plans available?
We offer flexible payment options for insurance policies. Discuss your budget with an agent to find a payment plan that works with your financial situation.
How do I file a claim?
Contact our office at 401-726-3210 to report claims. Our team will guide you through the process and work to resolve your claim efficiently while keeping you informed throughout.
