PROTECTIONALLY YOURS SINCE 1909
Our Story
At Louis Panciera, Inc., we take pride in being a family-owned and operated insurance agency that has been serving the insurance needs of Rhode Island and Connecticut for over 85 years. Since 1934, we have been committed to providing exceptional customer service and offering a wide range of personal and commercial insurance products to our clients. Our team of highly trained and licensed professionals is dedicated to helping individuals and businesses protect their assets and achieve their financial goals.
Our Services
At Louis Panciera, Inc., we offer a comprehensive range of personal and commercial insurance services to meet the unique needs of our clients. Our services include:
- Personal Insurance Services: We offer a variety of personal insurance products, including auto, home, life, health, and umbrella insurance, to protect individuals and their families.
- Commercial Insurance Services: Our commercial insurance services cater to businesses of all sizes, providing coverage for auto, liability, workers' compensation, property, and more.
- Business Insurance Solutions: We offer customized insurance solutions for businesses, including contractors, restaurants, and retailers, to protect their assets and operations.
- Workers' Compensation Insurance: We provide workers' compensation insurance to employers and employees, ensuring that workers are protected in the event of a work-related injury or illness.
- Personal Lines Services: Our personal lines services include auto, homeowners, and personal umbrella insurance, designed to provide peace of mind and financial security for individuals and their families.
Our Team
At Louis Panciera, Inc., we are proud of our experienced and knowledgeable team, dedicated to providing exceptional customer service and expert guidance to our clients. Our team includes:
- Nicholas J. Fusaro, AAI, AIS, CPIA: President & CEO of the agency, with over 17 years of insurance experience.
- Michael D. Gervasini: Vice President and commercial lines account manager, with over 10 years of insurance experience.
- Samuel K. McQuiggan, AAI, AIS, CPIA: Assistant Vice President of Personal Lines, with over 15 years of insurance experience.
- Timothy J. Watrous: Personal lines account representative, with over 7 years of insurance experience.
- Frederick J. Ferraro II: Life and health insurance specialist, with over 37 years of insurance experience.
- Margaret Nelson, AAI, ACSR: Licensed insurance agent, with over 30 years of experience.
- Kaitlin Lynch: Commercial lines account representative, with over 3 years of insurance experience.
- Kim Burdick: Agency receptionist, responsible for billing, payments, certificates of insurance, and other service requests.
- Beatrice R. Mills: Office assistant, responsible for personal lines service requests.
Get in Touch
At Louis Panciera, Inc., we invite you to contact us to learn more about our insurance services and how we can help you protect your assets and achieve your financial goals.

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