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Small Town Service with Big Time Savings

The Close Insurance Agency, founded by Timothy B. Close, has been serving the residents of Pennsylvania, Maryland, West Virginia, and Virginia for over two decades. With two locations in Hancock, MD and Berkeley Springs, WV, the agency prides itself on delivering small-town service with big-time savings. As an independent agency, Close Insurance has formed partnerships with top-tier insurance carriers to provide cost-effective auto, home, business, and life insurance products.

The agency is led by Tim Close, a seasoned insurance professional with over 25 years of industry experience. Tim is based in the Berkeley Springs, WV office and specializes in selling all lines of insurance. Chris Smartt, a native of Fulton County, PA, joined the agency in 2001 and manages the Hancock, MD office. He is a licensed insurance agent who sells and services all lines of insurance.

The Close Insurance Agency's veteran staff includes Maritza Miller, Ginger Whiteside, Amy Stull, and Julie Exline, each of whom brings extensive experience and professionalism to the table. Each staff member is a licensed insurance agent and customer service representative who helps clients with policy questions, claim difficulties, and policy changes.

In 2006, Aaron Close joined the Berkeley Springs, WV office as a partner and a producer. He specializes in commercial auto insurance, business liability insurance, workers' compensation, and life insurance. Additionally, he oversees the advertising and social media for the agency.

Insurance Services Offered

At the Close Insurance Agency, the team understands that insurance can be complicated and is committed to providing clients with the best coverage options at affordable prices. The agency offers a wide range of insurance services, including:

  • Auto Insurance: The agency partners with Allstate, Erie, State Auto, Progressive, Foremost, Haggerty, Classic insurance, and JC Taylor to offer comprehensive auto insurance coverage at competitive rates.
  • Life Insurance: The agency offers life insurance policies from Erie Family Life, Lincoln Benefit Life, and Harleysville Life to help families and businesses protect their financial futures.
  • Homeowners Insurance: The Close Insurance Agency provides homeowners insurance from trusted carriers such as State Auto, Farmers Mutual, and Frederick Mutual. The team helps clients find the right coverage for their homes and personal belongings at a price that fits their budget.
  • Business Insurance: Close Insurance offers a range of business insurance products, including commercial auto, business liability, workers' compensation, and personal umbrella insurance. The team works with business owners to create customized insurance plans that meet their unique needs.
  • Claim Center: The agency's claim center is available to help clients with any claim difficulties and ensure a smooth and efficient claims process.

Community Roots

The Close Insurance Agency is deeply rooted in the community and strives to provide the best possible service to each and every client. The agency's team members spend countless hours studying policies, coverages, and professionalism in order to provide the most up-to-date and knowledgeable service. The agency's goal is to build long-term relationships with clients while providing the best coverage at an affordable price.

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