Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Little Falls, MN
Kampa Gerbi & Associates has been a cornerstone of insurance services in central Minnesota since 1934, offering personalized solutions tailored to individual, family, and business needs. Our locally owned and operated agency specializes in auto, home, farm, and commercial insurance, leveraging decades of experience to guide clients through risk management and policy customization. With a team of licensed agents deeply rooted in the community, we prioritize face-to-face interactions while integrating modern tools like digital quoting and online payments.Our commitment to excellence is reflected in long-standing client relationships and active involvement in local organizations, schools, and community development initiatives. Backed by a portfolio of financially stable insurance partners, we ensure reliable support during claims and emergencies, solidifying our reputation as a trusted advisor in the region.
Services
Auto Insurance
Home Insurance
Farm Insurance
Commercial Insurance
Renters Insurance
Details
- Year established: 1934
Highlights and features
- We have over 90 years of experience serving central Minnesota's insurance needs.
- Our agents provide personalized policy customization and risk management guidance.
- We combine traditional face-to-face service with modern digital tools for convenience.
- Our team maintains deep local market knowledge and community connections.
- We offer 24/7 emergency assistance through direct agent contact.
What people say
Very professional
Personal service
Best rates
Extremely fast
Family-like service
Services
Auto Insurance
Our auto insurance solutions protect drivers with customizable coverage options including liability, collision, and comprehensive policies. We help clients navigate coverage differences and qualify for discounts like safe driver and multi-policy bundles. With expertise in handling claims and policy adjustments, we ensure drivers maintain compliance while protecting their vehicles and financial security.
Home Insurance
We offer comprehensive homeowners insurance covering structural damage, personal property, and liability risks. Our policies protect against common threats like fire, wind damage, and vandalism while offering specialized coverage for seasonal homes and condominiums. Our agents work closely with clients to determine appropriate coverage limits and policy features tailored to their specific property needs.
Farm Insurance
Our farm insurance programs protect agricultural operations of all sizes, covering equipment, livestock, structures, and liability risks. We partner with regional insurers specializing in farming needs, offering policies that safeguard both small hobby farms and commercial operations. Our expertise includes understanding unique agricultural risks and providing customized solutions that protect farming heritage and investments.
Commercial Insurance
We provide tailored commercial insurance packages covering property, liability, workers' compensation, and auto needs for businesses. Our agents assess each company's unique risks to create comprehensive policies that protect assets and employees. From small startups to established enterprises, we offer solutions that support business continuity and compliance with industry-specific regulations.
People
Paula Kampa
Owner
Licensed agent since 1994 and agency owner since 2008, Paula combines operational management with personalized client service. Born and raised in Little Falls, she brings decades of local insurance expertise to policy management and client relationships.
Cassie Larkin
Licensed Agent
Full-time licensed agent and marketing manager since 2012, Cassie specializes in simplifying insurance solutions for clients. With a background in community engagement and policy education, she provides expert guidance while maintaining deep local knowledge of central Minnesota insurance needs.
Jacki Retka
Licensed Agent
Licensed agent since 2002, Jacki focuses on auto insurance and policy education. Active in the Little Falls community, she helps clients understand coverage details and claims processes while maintaining a strong commitment to local service organizations.
Gabby Stoner
Licensed Agent
Licensed agent since 2022, Gabby specializes in making insurance concepts accessible to clients. Born and raised locally, she combines new-agent enthusiasm with a commitment to helping families and businesses protect their hard-earned assets through appropriate coverage solutions.
Jodi Doble
Office Manager
Returning to the agency in 2022, Jodi manages office operations and client support functions. With extensive experience in insurance administration, she ensures smooth policy processing and client assistance with ID cards and documentation requirements.
Questions
What types of insurance do you offer?
We provide auto, home, farm, commercial, and renters insurance solutions tailored to central Minnesota residents and businesses.
How can you help me choose the right coverage?
Our licensed agents assess your specific needs and risk factors to recommend customized insurance solutions with clear explanations of policy features.
Do you offer emergency assistance?
Yes, we provide 24/7 emergency support through direct agent contact for urgent insurance needs and claims assistance.
Are you available for in-person consultations?
Yes, we welcome face-to-face meetings at our Little Falls office and maintain flexible scheduling for client convenience.
How do you handle insurance claims?
Our team guides clients through the entire claims process with direct support, ensuring timely communication and resolution with our insurance partners.
Do you serve areas beyond Little Falls?
We primarily serve central Minnesota communities including Rice, Morrison County, and surrounding regions with local insurance expertise.