Business Details
50+ Years
experience
Your Trusted Insurance Partner in Central Minnesota
Insurance Avenues has been serving central Minnesota communities since 1934, combining decades of experience with personalized service. Originally established as Schmidt Insurance Agency, we expanded our reach by joining forces with Tri-County Insurance in 2017 to better serve clients across Minnesota and select locations in Wisconsin, North Dakota, Arizona, and Michigan. Our third-generation family-owned business prioritizes treating every customer like family while offering competitive insurance products from top national insurers. We specialize in homeowners, auto, farm, business, and health/life insurance, leveraging our independent agency status to compare multiple carriers and find the best rates for our clients. Our foundation of trust is built on long-standing customer relationships, referrals, and adherence to the Golden Rule, ensuring dedicated personal service without pressure sales tactics.With three convenient locations in Avon, Sauk Rapids, and Foley, our team of licensed agents provides expert guidance through every step of the insurance process, from policy selection to claims assistance. We maintain transparency in our policies and pricing while offering flexible communication options to meet modern client needs. Our commitment to excellence has earned us recognition as the #1 insurance agency for many in central Minnesota, with a focus on bundling discounts and multi-policy savings. We actively engage with local communities, supporting initiatives like the Mississippi Heights Elementary, and maintain partnerships with trusted local service providers to enhance client value. Backed by over 80 years of combined experience, our team delivers tailored insurance solutions while maintaining the highest standards of integrity and customer care.
Services
Health/Life Insurance
Business Insurance
Home/Property Insurance
Vehicle Insurance
Farm Insurance
Details
- Year established: 1934
Highlights and features
- We offer competitive pricing through multiple insurance carriers
- Our local agents provide personalized service and local expertise
- We represent many carriers to find the best fit for your needs
- Our independent agent status helps you pay less than captive agents
What people say
FANTASTIC at finding the best fit
Best insurance company
Nicest people work here
Great service
Highly recommend
Services
Health/Life Insurance
Our health and life insurance specialists help protect your family's financial future. We explain policy options, coverage amounts, and premium structures to find the right protection. With access to multiple carriers, we ensure competitive rates while providing ongoing policy reviews to maintain adequate coverage as life circumstances change.
Business Insurance
We protect Minnesota businesses with comprehensive commercial coverage. Our agents understand local business needs in Sauk Rapids, Foley, and surrounding areas. We offer tailored policies for property protection, liability coverage, and business continuity, working with multiple carriers to find cost-effective solutions that meet specific industry requirements.
Home/Property Insurance
Our homeowners insurance protects your largest investment with customizable coverage options. We help navigate policy details like dwelling coverage, personal property protection, and liability limits. Our local expertise ensures proper valuation of Minnesota properties while finding competitive rates through our carrier network.
Vehicle Insurance
We provide mandatory auto insurance coverage meeting Minnesota requirements while finding additional protections that fit your needs. Our agents help compare comprehensive/collision coverage options, liability limits, and discount opportunities across multiple carriers to ensure both compliance and financial protection.
Farm Insurance
Our farm insurance specialists understand Minnesota's agricultural needs, offering equipment breakdown coverage and crop protection policies. We help farmers maintain operational continuity through tailored insurance solutions that protect against equipment failure, weather events, and other agricultural risks specific to central Minnesota.
People
John Schmidt
Agency Owner/Agent
Third-generation insurance professional with decades of experience in Minnesota's insurance market, specializing in personal and commercial lines.
Lisa Schmidt
Agency Owner/Agent
Experienced insurance agent with extensive knowledge of central Minnesota's insurance needs, focusing on personalized client service.
Patricia Frieler
Agent-Personal Lines
Personal lines specialist with deep understanding of homeowners and auto insurance requirements for Minnesota residents.
Jessica Nierenhausen
Agent-Personal Lines
Dedicated personal insurance agent helping clients find optimal coverage solutions through multiple carrier options.
Susan Schneider
Agent - Commercial Lines
Commercial insurance expert with experience protecting Minnesota businesses through tailored risk management solutions.
Questions
What types of insurance do you offer?
We offer homeowners, auto, farm, business, health/life insurance, and specialty coverage options through multiple carriers.
Do you serve areas outside Minnesota?
Yes, we also provide insurance services to clients in Wisconsin, North Dakota, Arizona, and Michigan.
How can I get a competitive insurance quote?
Contact us directly via phone or our website to receive personalized quotes from multiple insurance carriers.
What are your office hours?
Our offices in Avon, Sauk Rapids, and Foley are open Monday-Thursday 8:30AM-5PM and Friday 8:30AM-3PM.
Can you help with insurance claims?
Yes, our agents assist with claim filing and guide you through the entire claims process.
Do you offer multi-policy discounts?
Yes, we provide bundling discounts when you purchase multiple insurance policies through us.
