Call Now
Website
Call
Business Details
50+ Years
experience
Trusted Insurance Solutions in Little Falls, MN
Bieganek Insurance has served clients in central Minnesota for over 65 years, offering personalized insurance solutions tailored to individual needs. As an independent agency, we prioritize client interests by comparing policies across multiple carriers to ensure optimal coverage and competitive rates. Our expertise spans auto, home, life, farm, and business insurance, with a commitment to simplifying complex insurance decisions through transparent guidance. With three local offices in Little Falls, Randall, and Swanville, we combine generational industry experience with modern risk management strategies.

Our team of dedicated agents brings decades of combined experience, maintaining a client-centric approach that emphasizes long-term relationships over transactional interactions. We specialize in uncovering hidden discounts and customizing policies for unique assets like seasonal cabins, rental properties, and specialty vehicles. Backed by partnerships with trusted insurers, we provide comprehensive protection for life's unpredictable moments while maintaining local community ties established since 1956.
Services
Auto Insurance Home Insurance Life Insurance Farm Insurance Business Insurance Boat Insurance ATV Insurance Motorcycle Insurance Umbrella Policies Flood Insurance
Details
  • Year established: 1956
Highlights and features
  • We are independent agents comparing policies across multiple carriers
  • Over 65 years serving central Minnesota communities
  • Specialize in uncovering hidden insurance discounts
  • Offer personalized coverage for unique assets
  • Maintain three convenient local office locations
What people say
Personalized attention Local expertise Thorough explanations Competitive rates Quick service
Services
Auto Insurance
We provide comprehensive auto insurance solutions covering collision, liability, towing, and rental reimbursement. Our agents help identify eligibility for discounts while ensuring proper coverage levels for personal and commercial vehicles. Specializing in policy customization for unique driving needs and seasonal vehicle storage.
Home Insurance
Our home insurance policies protect primary residences, condos, rental properties, and seasonal cabins. We assess individual needs considering construction details, occupancy status, and special features like pools or detached structures to create tailored coverage plans with competitive pricing options.
Life Insurance
We offer life insurance solutions addressing burial costs, debt protection, and business continuity needs. Our consultative approach helps determine appropriate coverage amounts through personalized assessments of financial obligations and family circumstances.
Farm & Business Insurance
Specialized policies protect agricultural operations and business assets including buildings, equipment, and livestock. We create comprehensive plans addressing both personal and commercial aspects of farm ownership while providing risk management strategies for various business structures.
Recreational Vehicle Insurance
We offer coverage for boats, ATVs, motorcycles, snowmobiles, collector cars, and RVs. Our policies address unique risks associated with recreational vehicles while providing options for storage periods and specialized usage scenarios.
People
Ben Nelson
Owner
Ben Nelson has worked in insurance since 2013, owning a captive agency before purchasing Bieganek Insurance in 2023. With family roots in the industry since 1926, he brings generational expertise to client services across three locations.
Stacy Anderson
Agent
Stacy provides personalized insurance solutions, leveraging local market knowledge to help clients find optimal coverage. She works closely with policyholders to understand their unique protection needs across residential and commercial lines.
Shannon Pusc
Agent
Shannon specializes in risk assessment and policy customization, helping clients navigate complex insurance decisions. With deep community ties, she focuses on creating long-term protection strategies tailored to individual circumstances.
Mikel Nelson
Co-Owner
Mikel Nelson co-owns the agency since 2024, bringing collaborative leadership to insurance services. He works with clients across all three office locations, emphasizing transparent communication and comprehensive coverage solutions.
Kalyn Johnson
Agent
Kalyn assists clients with policy selection and claims management, focusing on clear explanations of coverage options. She helps ensure proper protection for homes, vehicles, and business assets through personalized service.
Questions
What areas do you serve?
We serve clients in Little Falls, Randall, Swanville, and surrounding areas of central Minnesota.
What insurance types do you offer?
We provide auto, home, life, farm, business, boat, ATV, motorcycle, umbrella, and flood insurance policies.
Are you an independent agency?
Yes, we're independent agents who compare policies across multiple insurance carriers to find you the best rates.
How can I get a quote?
Contact us directly through our website or call any of our three office locations to speak with an agent.
What information do you need for a quote?
For auto: vehicle details and driver information. For home: property specifics and occupancy details.
Can you help with specialty coverage?
Yes, we offer policies for seasonal cabins, rental properties, and recreational vehicles like boats and ATVs.