Business Details
Your Trusted Independent Insurance Agency in Lancaster, PA
Union Bay Risk Advisors is an independent insurance agency committed to helping clients find affordable policies for personal and business needs. We partner with respected national insurers to provide tailored coverage solutions, leveraging market knowledge to balance price, coverage, and service. Our experienced advisors simplify insurance complexities, offering personalized consultation to match clients with optimal protection.Founded by insurance and technology veterans, we operate with a client-first philosophy across Northeast and Midwest offices. Our team's expertise spans risk assessment, policy comparison, and comprehensive coverage solutions for families and businesses.
Services
Personal Insurance
Business Insurance
Property Insurance
Vehicle Protection
Commercial Umbrella
Highlights and features
- We are independent agents representing multiple insurance carriers
- Our advisors have extensive insurance industry experience and expertise
- We provide personalized service tailored to individual client needs
- We offer comprehensive coverage solutions for both personal and business needs
- We maintain regional office presence across the Northeast and Midwest
What people say
Great customer service
Personalized approach
Services
Personal Insurance
Personal insurance protects your home, vehicles, and property while providing liability coverage. We help clients compare multiple providers to find customized solutions that protect their family and assets. Our advisors simplify policy selection through clear explanations of coverage options and pricing.
Business Insurance
Business insurance protects companies from financial risks including property damage, liability claims, and operational disruptions. We offer comprehensive solutions like BOP policies, workers compensation, and cyber liability coverage. Our team helps businesses assess risks and find cost-effective protection tailored to their industry needs.
Property Insurance
Property insurance covers personal belongings and business assets against damage or loss. We provide residential coverage for home contents and commercial policies for business property. Our advisors help clients understand coverage limits and select appropriate protection for their valuable assets.
Commercial Umbrella
Commercial umbrella insurance provides additional liability coverage beyond standard policy limits. We help businesses secure this supplemental protection against major claims. Our advisors explain how this coverage works with existing policies to protect against catastrophic financial losses.
Cyber Liability
Cyber liability insurance protects businesses from data breach expenses and hacking incidents. We offer this critical coverage for modern businesses handling sensitive information. Our team explains policy components and helps implement appropriate protection levels based on company size and risk profile.
People
Patrick Sullivan
President
Insurance industry leader with extensive management experience directing strategic operations across multiple regions.
Andrew Skar
Regional Manager - Midwest
Experienced insurance professional managing Midwest operations with deep knowledge of regional market dynamics.
Marni McCranie
Head of Marketing
Marketing executive developing strategic initiatives to enhance client engagement and brand visibility across service areas.
Justin Faust
Chief Financial Officer
Financial leader overseeing accounting operations and fiscal strategy for the agency's growing business portfolio.
Michael Tierney
Regional Manager - Northeast
Seasoned insurance executive managing Northeast operations with focus on client relationship development and service quality.
Questions
How do you help clients find the best insurance coverage?
We compare multiple insurance providers to find customized solutions that match your specific needs and budget.
What types of insurance do you offer?
We provide personal insurance (home, auto, umbrella) and business insurance (BOP, liability, cyber, workers comp).
How can I get an insurance quote?
Contact us via phone or our website to speak with an advisor who will help you compare coverage options.
What areas do you serve?
We operate in Pennsylvania, Delaware, New Jersey, New York, Indiana, and Michigan with regional offices.
How do you handle insurance claims?
We assist with claim reporting and work with carriers to ensure timely resolution of covered incidents.
Why use an independent insurance agency?
We represent multiple carriers, giving you access to diverse coverage options and competitive pricing.
