Business Details
Your Trusted Insurance and Financial Services Partner in Washington, DC
Kelley Insurance & Financial is a full-service independent brokerage agency with over three decades of experience in risk management, estate planning, and employee benefits. Founded by John W. Kelley, our firm prioritizes a client-centered approach, recognizing that no two individuals or businesses share identical needs. We begin by listening to your goals and concerns, then leverage our relationships with over 50 top-tier carriers to identify tailored insurance and financial solutions.Our expertise extends to complex estate planning, where we collaborate with leading law firms and tax attorneys to ensure your documents reflect current best practices. We specialize in objective market analysis, offering competitive pricing across life, health, disability, and long-term care insurance. Our commitment to transparency and personalized service ensures clients receive comprehensive protection strategies aligned with their unique circumstances.
Services
Life Insurance
Health Insurance
Annuities
Long Term Care
Disability Insurance
Estate Planning
Employee Benefits
Hybrid Policies
Short Term Coverage
International Travel Insurance
Highlights and features
- We offer over 30 years of experience in insurance and financial planning.
- Our client-centered approach prioritizes personalized risk assessment and tailored solutions.
- We maintain relationships with 50+ top-tier insurance carriers for competitive options.
- Our team collaborates with leading law firms for comprehensive estate planning.
- We guarantee objective market analysis and transparent pricing.
Services
Life Insurance
We offer comprehensive life insurance solutions including term and permanent policies. Our expertise ensures tailored coverage for income replacement, mortgage protection, and estate planning. Clients benefit from access to 50+ carriers and specialized impaired risk underwriting.
Health Insurance
We provide ACA-compliant health insurance plans for individuals and families in Maryland, DC, and Virginia. Our services include subsidy eligibility analysis and enrollment assistance through public exchanges or private markets with major carriers like CareFirst BC/BS.
Annuities
Our annuity products include multi-year guarantee and equity-indexed options for tax-deferred growth. We specialize in lifetime income strategies that protect against longevity risks while maintaining principal safety and estate planning benefits.
Long Term Care
We offer traditional and hybrid long-term care policies with living benefits. Our solutions address home healthcare costs and provide guaranteed income replacement while preserving estate value through integrated life insurance components.
Disability Insurance
We provide individual and association group disability coverage with non-cancelable options. Our policies protect professional income streams through pure own-occupation definitions and tax-advantaged premium structures for self-employed clients.
People
John W. Kelley
Founder
John W. Kelley established the agency with a focus on client-centered risk management. He brings decades of experience in insurance brokerage and financial planning, emphasizing personalized solutions over standardized products.
Questions
What types of insurance does Kelley Insurance & Financial offer?
We offer life, health, disability, annuities, long-term care, hybrid policies, short-term coverage, and international travel insurance for individuals and businesses.
How do you help clients with estate planning?
We collaborate with top metro-area law firms to create customized estate plans, including wills, trusts, and business agreements with expert document review services.
Can you assist with ACA-compliant health insurance?
Yes, we help clients navigate ACA requirements, determine subsidy eligibility, and enroll in qualified health plans through exchanges or private markets in MD, DC, and VA.
What makes your disability insurance planning unique?
We specialize in non-cancelable policies with pure own-occupation definitions, protecting professional income streams while addressing group policy limitations through supplemental coverage.
Do you offer hybrid insurance solutions?
Yes, we provide hybrid life insurance policies with long-term care benefits that guarantee financial protection whether clients need care or pass away before using benefits.
How do you handle complex insurance needs?
We conduct comprehensive risk assessments and leverage relationships with 50+ carriers to create tailored solutions for complex personal and business insurance requirements.
